2408 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 2408 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 907 sqft · built 1951
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jan 2024)
Tax Bill	$3,078 (2024)
Deeds & Mortgages	May 2023 Second Mortgage Apr 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`060/07017-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/07017-000-000`
Alternative APN	`792330479013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	907 sqft Living Area
Gross Area	2,149 sqft
1st Floor Area	907 sqft
Basement Area	907 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2408 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-6178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 LOT 19 LUTZ & MC KEES GRAND VIEW HEIGHTS
Legal Subdivision	LUTZ & MC KEES GRAND VIEW HGTS
Legal Lot Number	19
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	4
Census Block	4011
Census Tract	202

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2408 E 28TH ST, DES MOINES, IA 50317-6178
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY CU
Apr 15, 2021	Deed of Trust, Mortgage · Line of Credit AFFINITY CU
Jan 2, 2024	Warranty Deed, Transfer · Conventional Mortgage AFFINITY CU
Aug 11, 2017	Deed of Trust, Mortgage AFFINITY CU
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2024 · Amount on Record
Deed Sale	Jan 2, 2024 · Amount on Record
Prior Sale	Aug 28, 2000 · Amount on Record
Deed Document Number	2024135
Deed Book / Page	19688 / 432
Prior Transfer Date	Aug 21, 2000
Prior Transfer Doc	0000014975
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2408 E 28TH ST, DES MOINES, IA 50317-6178
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024715
Date	May 22, 2023
Book Page	19480/153
Instrument	2023-00024715

Lender

Name	AFFINITY CU
Type	Credit Union
Address	DES MOINES, IA 50313

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 19, 2028

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2408 E 28TH ST, DES MOINES, IA 50317-6178
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038974
Date	Apr 15, 2021
Book Page	18476/601
Instrument	2021-00038974

Lender

Name	AFFINITY CU
Type	Credit Union
Address	DES MOINES, IA 50313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Mar 19, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jan 2, 2024
Property Address	2408 E 28TH ST, DES MOINES, IA 50317-6178
Document Number	0000000135
Book / Page	19688 / 432
Instrument Date	Dec 22, 2023
Instrument	2024-00000135
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 E 28TH ST, DES MOINES, IA 50317-6178

Mortgage

Document Number	0000000136
Date	Jan 2, 2024
Instrument	2024-00000136

Lender

Name	AFFINITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2408 E 28TH ST, DES MOINES, IA 50317-6178
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012530
Date	Aug 11, 2017
Book Page	16601/0535
Instrument	2017-00012530

Lender

Name	AFFINITY CU
Type	Credit Union
Address	DES MOINES, IA 50313

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 15, 2022

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2408 E 28TH ST, DES MOINES, IA 50317-6178
Document Number	0000067559
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2408 E 28TH ST DES MOINES IA 503176178, DES MOINES, IA 50317-6178

Mortgage

Document Number	0000067559
Date	Feb 6, 2020
Book Page	017691/000017
Instrument	67559

Lender

Name	AMERICAN FIN
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 5, 2030

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$182,200 (+9.17%) Land $33,700 Building $148,500	$182,200 (+9.17%) Land $33,700 Building $148,500
2024	$3,078.00 (+4.13%)
2023		$166,900 Land $30,500 Building $136,400	$166,900 Land $30,500 Building $136,400
2020	$2,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	29 (1983–2018)
Claims Outside the SFHA	2 of 29
Most Recent Claim	Jul 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 2 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 14 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Google Fiber.

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