2408 Commerce Rd, Jacksonville, NC 28546 Property Records

Onslow County property record for 2408 Commerce Rd, Jacksonville, NC 28546

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,116 sqft · built 1974
Lot Size	0.58 acres (25,265 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Jun 2013)
Tax Bill	$2,082 (2026)
Deeds & Mortgages	Nov 2019 Sale & Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`345F-84`

Property Details

APN / Parcel Number

Primary APN	`345F-84`
Alternative APNs	`184037005` `030471`

Interior

Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,091 sqft Total Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	25,265 sqft (0.58 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	184037005
Street Address	2408 COMMERCE RD
City	JACKSONVILLE
State	NC
Zip	28546-7505
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CC-C
Legal Description	TR A BAILEY & FULLER PROPERTIES
Legal Subdivision	BAILEY + FULLER PROPERTIES LLC
Legal Tract	A
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	1
Census Block	1018
Census Tract	2100

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 400, JACKSONVILLE, NC 28541-0400
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2013 · Amount on Record
Deed Sale	Jun 20, 2013 · Amount on Record
Deed Book / Page	4011 / 705
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 26, 2019
Property Address	2408 COMMERCE RD, JACKSONVILLE, NC 28546-7505
Document Number	0050630937
Book / Page	005063 / 000937
Instrument Date	Nov 22, 2019
Transaction Type	Construction Loan
Record Updated	Dec 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,179.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	114 PICKETT DR MODOC SC 298382506, MODOC, SC 29838-2506

Mortgage

Document Number	50630941
Date	Nov 26, 2019
Book Page	005063/000941

Lender

Name	BAILEY & FULLER PROPERTIES LLC
Address	PO BOX 400, JACKSONVILLE, NC 28541-0400

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 25, 2020

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,082.00 (+2.36%)	$188,660 (+16.38%) Land $95,700 Building $92,960	$188,660 (+16.38%) Land $95,700 Building $92,960
2023	$2,034.00	$162,100 Land $87,000 Building $75,100	$162,100 Land $87,000 Building $75,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	30 (1983–2023)
Claims Outside the SFHA	17 of 30
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 7 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 3 claims Hurricane Fran, Oct 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Brightspeed DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20