2408 Cedar Ter, Yankton, SD 57078 Property Records

Yankton County property record for 2408 Cedar Ter, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 988 sqft · built 1989
Lot Size	0.165 acres (7,200 sqft)
Owner	Trust Name on File
Tax Bill	$2,592 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jun 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78.465.002.170`

Property Details

APN / Parcel Number

Primary APN	`78.465.002.170`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Basement Area	988 sqft
Unfinished Basement	988 sqft
Flooring	Other

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	988 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2408 CEDAR TER
City	YANKTON
State	SD
Zip	57078-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 17 BLK 2 MAYERS ADDN
Legal Subdivision	MAYERS ADDN
Legal Block	2
Legal Lot Number	17
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	1
Census Block	1044
Census Tract	966302

Owner

2408 Cedar Ter is owner-occupied and held in a trust since June 2025.

Source: Yankton County records, as of October 1, 2026

Owner of Record	Trust Name on File
Mailing Address	2408 CEDAR TER, YANKTON, SD 57078-1324
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage SERVICES CENTER FCU
Jun 30, 2025	Intrafamily Transfer, Transfer
Jun 23, 2025	Intrafamily Transfer, Transfer · Commercial Mortgage EXPLORERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 12, 2025
Transfer Doc	000579/306
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	2408 CEDAR TER, YANKTON, SD 57078-1324
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000536/247
Date	Aug 21, 2017
Book Page	536/247

Lender

Name	SERVICES CENTER FCU
Type	Credit Union
Address	YANKTON, SD 57078

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 15, 2032

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YANKTON SD
Recording Date	Jun 30, 2025
Property Address	2408 CEDAR TER, YANKTON, SD 57078-1324
Document Number	000579/306
Book / Page	579 / 306
Map Reference	MB S8 PG 48
Instrument Date	Jun 12, 2025
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2408 CEDAR TER, YANKTON, SD 57078-1324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 CEDAR TER, YANKTON, SD 57078-1324

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YANKTON SD
Recording Date	Jun 23, 2025
Property Address	2408 CEDAR TER, YANKTON, SD 57078-1324
Document Number	000579/248
Book / Page	579 / 248
Map Reference	MB S8 PG 48
Instrument Date	Jun 12, 2025
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2408 CEDAR TER, YANKTON, SD 57078-1324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 CEDAR TER, YANKTON, SD 57078-1324

Mortgage

Document Number	0000579249
Date	Jun 23, 2025
Instrument	579/249

Lender

Name	EXPLORERS CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2408 Cedar Ter was $2,592, down 0.3% from the year before.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,900 (+4.71%) Land $16,800 Building $190,100	$206,900 Land $16,800 Building $190,100
2025	$2,592.00 (-0.27%)	$197,600 Land $16,800 Building $180,800
2024	$2,599.00
2023		$173,700 Land $16,800 Building $156,900
2022	$2,589.00
2021			$147,200 Land $14,000 Building $133,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2408 Cedar Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2001–2019)
Most Recent Claim	May 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2408 Cedar Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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