Buchanan County property record for 2408 Cardinal Ln, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 999 sqft · built 1966 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $119,979 (Apr 2026) |
| Tax Bill | $1,395 (2025) |
| Deeds & Mortgages | Jan 2025 Transfer Apr 2026 Sale & Mortgage + 2 more |
| APN | 06-6.0-24-002-000-219.000 |
| Primary APN | 06-6.0-24-002-000-219.000 |
|---|
| Building Area | 999 sqft Base Area |
|---|---|
| 1st Floor Area | 999 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 135 ft deep x 70 ft wide |
| Street Address | 2408 CARDINAL LN |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-1922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:DEER PARK LOT:30 BLK:5LGL DESC: |
| Legal Subdivision | DEER PARK |
| Legal Block | 5 |
| Legal Lot Number | 30 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 1700 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2408 CARDINAL LN, SAINT JOSEPH, MO 64503-1922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jan 17, 2025 | Intrafamily Transfer, Transfer |
| Apr 15, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORPORATION |
| Apr 15, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage FINANCIAL CORPORATION |
| Jul 28, 2005 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Prior Sale | Jul 28, 2005 · Amount on Record |
| Deed Document Number | 20262848 |
| Deed Book / Page | 3817 / 632 |
| Prior Transfer Date | Apr 14, 2016 |
| Prior Transfer Doc | 003817/632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jan 17, 2025 |
| Property Address | 2408 CARDINAL LN, SAINT JOSEPH, MO 64503-1922 |
| Document Number | 003804/425 |
| Book / Page | 3804 / 425 |
| Instrument Date | Jan 3, 2025 |
| Instrument | 2025000403 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2408 CARDINAL LN, SAINT JOSEPH, MO 64503-1922 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Apr 15, 2026 |
| Property Address | 2408 CARDINAL LN, SAINT JOSEPH, MO 64503-1922 |
| Document Number | 0000002848 |
| Book / Page | 3817 / 632 |
| Instrument Date | Apr 14, 2016 |
| Instrument | 20262848 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | PRESTIGE LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2408 CARDINAL LN, SAINT JOSEPH, MO 64503-1922 |
| Document Number | 0000002853, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 20262853 |
| Name | LEADER ONE FINANCIAL CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Apr 15, 2026 |
| Property Address | 2408 CARDINAL LN, SAINT JOSEPH, MO 64503-1922 |
| Document Number | 003817/632 |
| Book / Page | 3817 / 632 |
| Instrument Date | Apr 14, 2016 |
| Instrument | 20262848 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | PRESTIGE TITLE, PRESTIGE LAND TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2408 CARDINAL LN, SAINT JOSEPH, MO 64503-1922 |
| Document Number | 0000002853, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 20262853 |
| Name | FINANCIAL CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jul 28, 2005 |
| Property Address | 2408 CARDINAL LN, SAINT JOSEPH, MO 64503-1922 |
| Document Number | 02816/0856 |
| Book / Page | 2816 / 0856 |
| Instrument Date | Jul 27, 2005 |
| Instrument | 2005011652 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2408 CARDINAL LN, SAINT JOSEPH, MO 64503-1922 |
| Document Number | 2005011653 |
|---|---|
| Date | Jul 28, 2005 |
| Instrument | 2005011653 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2035 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,395.00 | $19,850 (+34.94%) Land $3,380 Building $16,470 | $104,470 (+34.97%) Land $17,800 Building $86,670 |
| 2024 | $1,395.00 (+46.69%) | ||
| 2023 | $951.00 (-0.73%) | $14,710 (-) Land $2,850 Building $11,860 | $77,400 (-) Land $15,000 Building $62,400 |
| 2022 | $958.00 | $14,710 Land $2,850 Building $11,860 | |
| 2021 | $77,400 Land $15,000 Building $62,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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