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2408 Arch Ave, Oldsmar, FL 34677 Property Records

Pinellas County property record for 2408 Arch Ave, Oldsmar, FL 34677

Property Summary

Property TypePlanned Unit Development
Details3 bd · 3 ba · 1,888 sqft · built 2019
Lot Size0.045 acres (1,960 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Feb 2023)
Tax Bill$5,948 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APNC62-001-105-4609-0

Property Details

APN / Parcel Number

Primary APNC62-001-105-4609-0
Alternative APNs
  • 22-28-16-05152-000-1020
  • 281622051520001020
  • R491621

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,888 sqft Living Area
1st Floor Area1,888 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick/Stone
Lot Area1,960 sqft (0.045 acres)
View / LotInterior
Garage TypeAttached
Parking Spaces1 Parking Space
PorchPatio

Location & Zoning

Account NumberR491621
Street Address2408 ARCH AVE
CityOLDSMAR
StateFL
Zip34677-4649
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionBAYSIDE TERRACE LOT 102
Legal Range16E
Legal Township28S
Legal Section22
Legal SubdivisionBAYSIDE TERRACE
Legal Lot Number102
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3010
Census Tract27320

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2408 ARCH AVE, OLDSMAR, FL 34677-4649
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2023Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Nov 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
ZILLOW HOME LOANS LLC
Jun 5, 2019Special Warranty Deed, Transfer · Conventional Mortgage
MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2023 · Amount on Record
Deed SaleFeb 22, 2023 · Amount on Record
Prior SaleJun 5, 2019 · Amount on Record
Deed Document Number202347691
Deed Book / Page22353 / 2079
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 22, 2023
Property Address2408 ARCH AVE, OLDSMAR, FL 34677-4649
Document Number0223532079
Book / Page22353 / 2079
Map ReferenceMB 142 PG 53-69
Instrument DateFeb 22, 2023
Instrument2023047691
Transaction TypeTransfer
Record UpdatedMar 6, 2023
Title CompanyNOT AVAILABLE, PINEAPPLE TTL OF TAMPA BAY L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10529 SW 22ND AVE, GAINESVILLE, FL 32607-3270

Transferred To (Grantee/Buyer)

NameVerified Name
Address2408 ARCH AVE, OLDSMAR, FL 34677-4649

Mortgage

Document Number0223532081
DateFeb 22, 2023
Instrument22353/2081
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term1 Months
DueMar 1, 2023

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2408 ARCH AVE, OLDSMAR, FL 34677-4649
Transaction TypeMortgage
Record UpdatedFeb 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2408 ARCH AVE, OLDSMAR, FL 34677-4649

Mortgage

Document Number0212702625
DateNov 25, 2020
Book Page21270/2625
Instrument2020355088
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
AddressLEAWOOD, KS 66211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

June 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPINELLAS FL
Recording DateJun 5, 2019
Property Address2408 ARCH AVE, OLDSMAR, FL 34677-4649
Document Number0205651357
Book / Page20565 / 1357
Map ReferenceMB 142 PG 53-69
Instrument DateMay 30, 2019
Instrument2019177246
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,149.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4107 CRESCENT PARK DR, 4107, RIVERVIEW, FL 33578-3030

Transferred To (Grantee/Buyer)

NameVerified Name
Address2408 ARCH AVE, OLDSMAR, FL 34677-4649

Mortgage

Document Number2019177247
DateJun 5, 2019
Instrument2019177247
Lender
NameMATTAMY HOME FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityOldsmar City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,948.00 (+44.33%) Homeowner's exemption$381,087 (+34.75%) Building $381,087$381,087 (-1.43%) Building $381,087
2023$4,121.00 (+0.93%) Homeowner's exemption Widower's exemption$282,805 (+3%)$386,611 (+16.05%) Building $386,611
2022$4,083.00 Homeowner's exemption Widower's exemption$274,568$333,134 Building $333,134

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 177 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies177 in force
Nearby Flood Claims63 (1985–2024)
Claims Outside the SFHA4 of 63
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 30 claims
  • Hurricane Frances, Sep 2004 · 5 claims
  • Hurricane Elena, Aug 1985 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLDSMAR WATER SYSTEM
serves 14,898 people · EPA ID FL6521417
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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