Mecklenburg County property record for 2407 Winding River Dr, Charlotte, NC 28214
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,103 sqft · built 2008 |
| Lot Size | 0.24 acres (10,455 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Jan 2018) |
| Tax Bill | $3,557 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-202-58 |
| Primary APN | 031-202-58 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,103 sqft Heated Area |
| Gross Area | 2,581 sqft |
| 1st Floor Area | 891 sqft |
| Upper Floors Area | 1,212 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,455 sqft (0.24 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 78 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 031-202-58 |
|---|---|
| Street Address | 2407 WINDING RIVER DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28214-1055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX-1 |
| Legal Description | L90 M46-139 |
| Legal Subdivision | RIVERBEND PH 02 MAP 05 |
| Legal Lot Number | 90 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 6014 |
2407 Winding River Dr is owned and occupied by an individual who bought it in January 2018.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2407 WINDING RIVER DR, CHARLOTTE, NC 28214-1055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC |
| Jan 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2018 · Amount on File |
| Deed Sale | Jan 10, 2018 · Amount on File |
| Prior Sale | May 29, 2009 · Amount on File |
| Deed Document Number | 0032396341 |
| Deed Book / Page | 32396 / 341 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2407 WINDING RIVER DR, CHARLOTTE, NC 28214-1055 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000125396 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 36232/47 |
| Instrument | 2021125396 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 10, 2018 |
| Property Address | 2407 WINDING RIVER DR, CHARLOTTE, NC 28214-1055 |
| Document Number | 0000003318 |
| Book / Page | 32396 / 041 |
| Map Reference | MB46 PG139 MAP5 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 2018003318 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | CHARLOTTE, NC 00000 |
| Name | Verified Name |
|---|---|
| Address | 2407 WINDING RIVER DR, CHARLOTTE, NC 28214-1055 |
| Document Number | 0000003319 |
|---|---|
| Date | Jan 10, 2018 |
| Instrument | 2018003319 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 2407 Winding River Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2407 Winding River Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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