2407 Valley Rd, Yankton, SD 57078 Property Records

Yankton County property record for 2407 Valley Rd, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	2,305 sqft · built 2001
Lot Size	0.258 acres (11,250 sqft)
Owner	Company Name on Record
Tax Bill	$6,826 (2022)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`78.355.005.149`

Property Details

APN / Parcel Number

Primary APN	`78.355.005.149`

Interior

Stories	1 Story
Building Area	2,305 sqft Living Area
Basement Area	2,264 sqft
Finished Basement	2,264 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2001
Exterior Material	Combination
Roof Material	Asphalt
Lot Area	11,250 sqft (0.258 acres)
Garage Type	Attached
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	2407 VALLEY RD
City	YANKTON
State	SD
Zip	57078-4913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 23 BLK 5 HILLCREST EAST ADDN
Legal Subdivision	HILLCREST EAST
Legal Block	5
Legal Lot Number	23
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	1
Census Block	1038
Census Tract	966200

Owner

Source: Yankton County records, as of November 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2407 VALLEY RD, YANKTON, SD 57078-4913
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK
Jul 7, 2021	Deed of Trust, Mortgage · Line of Credit FIRST DAKOTA NATIONAL BANK
Sep 29, 2008	Deed of Trust, Mortgage · ARM COUNTRYWIDE BANK FSB
Jul 27, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LOAN SERVICES INC
Jun 7, 2006	Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE BANK FSB
Feb 10, 2026	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF OMAHA
Mar 1, 2022	Warranty Deed, Transfer FIRST DAKOTA TITLE LLC, FIRST DAKOTA TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2023
Deed Sale	Aug 17, 2023
Deed Document Number	0000570584
Deed Book / Page	564 / 13
Prior Transfer Date	Mar 1, 2022
Prior Transfer Doc	0000056413
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	2407 VALLEY RD, YANKTON, SD 57078-4913
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	BRANTON TITLE COMPANY, YANKTON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000552/503
Date	Aug 14, 2020
Book Page	552/503

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	YANKTON, SD 57078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	2407 VALLEY RD, YANKTON, SD 57078-4913
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 VALLEY RD, YANKTON, SD 57078-4913

Mortgage

Document Number	000559/516
Date	Jul 7, 2021
Book Page	559/516

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	YANKTON, SD 57078

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	2407 VALLEY RD, YANKTON, SD 57078-4913
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000480/575
Date	Sep 29, 2008
Book Page	480/575

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Oct 1, 2013
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	10.8%
Index	12-Month MTA
Max Rate	10.8%

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	2407 VALLEY RD, YANKTON, SD 57078-4913
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	TRANS AMERICAN TITLE INC, TRANSAMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000506/243
Date	Jul 27, 2012
Book Page	506/243

Lender

Name	FIRST CHOICE LOAN SERVICES INC
Type	Mortgage Company
Address	MORGANVILLE, NJ 07751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2042

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	2407 VALLEY RD, YANKTON, SD 57078-4913
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000463/406
Date	Jun 7, 2006
Book Page	463/406

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Feb 10, 2026
Property Address	2407 VALLEY RD, YANKTON, SD 57078-4913
Document Number	000582/288
Book / Page	582 / 288
Map Reference	MB S18 PG 207
Instrument Date	Jan 9, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	BRANTON TITLE COMPANY, YANKTON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$725.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3100 FIRST DAKOTA DR, YANKTON, SD 57078-5395

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2407 VALLEY RD, YANKTON, SD 57078-4913

Mortgage

Document Number	0000582289
Date	Feb 10, 2026
Instrument	582/289

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Mar 1, 2022
Property Address	2407 VALLEY RD, YANKTON, SD 57078-4913
Document Number	0000564/13
Book / Page	564 / 13
Instrument Date	Feb 25, 2022
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST DAKOTA TITLE LLC, FIRST DAKOTA TITLE

Transaction

Amount	Amount Recorded
Tax	$632.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 448, YANKTON, SD 57078-0448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 VALLEY RD, YANKTON, SD 57078-4913

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of November 1, 2023

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023		$511,900 Land $45,000 Building $466,900
2022	$6,826.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 93% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable	1,000 / 30

May also be available: Verizon.

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