2407 S E St, Richmond, IN 47374 Property Records

Wayne County property record for 2407 S E St, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,415 sqft · built 1960
Lot Size	0.255 acres (11,108 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Nov 2017)
Deeds & Mortgages	Jul 2021 Refinance Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029-31318-00`

Property Details

APN / Parcel Number

Primary APN	`029-31318-00`
Alternative APNs	`89-18-03-310-306.000-030` `500331030600029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,415 sqft Living Area
1st Floor Area	1,415 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1970
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	11,108 sqft (0.255 acres)
Lot Dimensions	146 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft
Gazebo	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500331030600029
Street Address	2407 S E ST
City	RICHMOND
State	IN
Zip	47374-6766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 LOCUST LANE 1ST ADDN
Legal Subdivision	LOCUST LANE FIRST ADDITION
Legal Lot Number	15
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2005
Census Tract	1101

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2407 S E ST, RICHMOND, IN 47374-6766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Aug 17, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Nov 22, 2017	Warranty Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2017 · Amount on Record
Deed Sale	Nov 22, 2017 · Amount on Record
Prior Sale	Jun 6, 2014 · Amount on Record
Deed Document Number	20179364
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	2407 S E ST, RICHMOND, IN 47374-6766
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021006863
Date	Jul 9, 2021
Instrument	2021006863

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	2407 S E ST, RICHMOND, IN 47374-6766
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020006424
Date	Aug 17, 2020
Instrument	2020006424

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Nov 22, 2017
Property Address	2407 S E ST, RICHMOND, IN 47374-6766
Document Number	2017009364
Instrument Date	Nov 21, 2017
Instrument	2017009364
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 S E ST, RICHMOND, IN 47374-6766

Mortgage

Document Number	2017009365
Date	Nov 22, 2017
Instrument	2017009365

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$115,300 (+32.83%) Land $22,000 Building $93,300	$115,300 (+32.83%) Land $22,000 Building $93,300
2023	$86,800 (+6.63%) Land $16,300 Building $70,500	$86,800 (+6.63%) Land $16,300 Building $70,500
2022	$81,400 Land $16,000 Building $65,400	$81,400 Land $16,000 Building $65,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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