2407 Mayo St, Commerce, TX 75428 Property Records

Hunt County property record for 2407 Mayo St, Commerce, TX 75428

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 1,958 sqft · built 1947
Lot Size0.266 acres (11,605 sqft)
OwnerCompany Name on File
Last Sale$268,660 (Dec 2024)
Tax Bill$1,006 (2024)
Deeds & MortgagesFeb 2026 Mortgage
Mar 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN2520-0060-0100-31

Property Details

APN / Parcel Number

Primary APN2520-0060-0100-31
Alternative APNs
  • R41698
  • 41698

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,958 sqft Living Area
1st Floor Area1,320 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Exterior MaterialAsbestos
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,605 sqft (0.266 acres)
Lot Dimensions145 ft deep x 80 ft wide
Garage TypeDetached
Garage Area220 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area60 sqft
Deck Area220 sqft
Patio Area220 sqft
Shed1 Shed
Shed Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2407 MAYO ST
CityCOMMERCE
StateTX
Zip75428-3340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS2520 COLLEGE HEIGHTS ADDITION BLK 6 LOT 10 (S 80 OF 10-12) ACRES .2664
Legal SubdivisionCOLLEGE HEIGHTS ADDITION
Legal Block6
Legal Lot Number10
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1059
Census Tract960600

Owner

Source: Hunt County records · APN 2520-0060-0100-31

Assessment roll updated September 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1516 DEER TRL, COMMERCE, TX 75428-3866
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2026Deed of Trust, Mortgage · Conventional Mortgage
HOMEXPRESS MORTGAGE CORP
Mar 25, 2024Deed of Trust, Mortgage · Commercial Mortgage
GUARANTY BANK & TRUST NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 04, 2024 · Amount on Record
Deed SaleDec 04, 2024 · Amount on Record
Deed Document Number202423231
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address2407 MAYO ST, COMMERCE, TX 75428-3340
Transaction TypeMortgage
Record UpdatedFeb 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4801 SOUTHWIND DR, ROCKWALL, TX 75032-0240

Mortgage

Document Number0000001766
DateFeb 03, 2026
Instrument2026-01766
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address2407 MAYO ST, COMMERCE, TX 75428-3340
Transaction TypeMortgage
Record UpdatedApr 08, 2024
Title CompanyNOT AVAILABLE, MONEY LAW AND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2407 MAYO ST, COMMERCE, TX 75428-3340

Mortgage

Document Number0000005221
DateMar 25, 2024
Instrument2024-05221
Lender
NameGUARANTY BANK & TRUST NA
TypeBank
AddressCOMMERCE, TX 75429
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term121 Months
DueApr 02, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated September 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCommerce City
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$93,730 (+7.18%) Land $36,440 Building $57,290$93,730 (+7.18%) Land $36,440 Building $57,290
2024$1,006.00 (-14.24%)
2023$87,450 Land $31,440 Building $56,010$87,450 Land $31,440 Building $56,010
2022$1,173.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 3, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Peoples Telephone Cooperative
Fixed Wireless
500 / 60
360 Communications, Inc. (OK, AR & TX)
Fixed Wireless
400 / 50

May also be available: AMG Technology Investment Group, Verizon.

Based on FCC filings for 374 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF COMMERCE
serves 9,266 people
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jul 2022
Total trihalomethanes
resolved · Oct 2017
Haloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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