2407 Lower Lake Rd, Seneca Falls, NY 13148 Property Records

Seneca County and Seneca Falls Town property record for 2407 Lower Lake Rd, Seneca Falls, NY 13148

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,800 sqft · built 1937
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Nov 2020)
Tax Bill	$14,979 (2026)
Deeds & Mortgages	Sep 2023 Refinance Jun 2021 Refinance + 2 more
APN	`453289 36-3-50.2`

Property Details

APN / Parcel Number

Primary APN	`453289 36-3-50.2`
Alternative APN	`328903600000030500000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,800 sqft Living Area
1st Floor Area	1,400 sqft
2nd Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Composition/Composite
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	118 ft deep x 51 ft wide
View / Lot	Waterfront / Beach
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	667 sqft
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2407 LOWER LAKE RD
City	SENECA FALLS
State	NY
Zip	13148-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	3
Legal Lot Number	50.002
Jurisdiction	SENECA NY
Township / Civil Division	SENECA FALLS
Census Block Group	2
Census Block	2014
Census Tract	950300

Owner

Source: Seneca County and Seneca Falls Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2407 LOWER LAKE RD, SENECA FALLS, NY 13148-9418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SUMMIT FCU
Jun 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SUMMIT FCU
Nov 19, 2020	Warranty Deed, Transfer
Apr 27, 2018	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	202051154
Deed Book / Page	1021 / 296
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	2407 LOWER LAKE RD, SENECA FALLS, NY 13148-9418
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001901/256
Date	Sep 28, 2023
Book Page	1901/256
Instrument	64111

Lender

Name	SUMMIT FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	2407 LOWER LAKE RD, SENECA FALLS, NY 13148-9418
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001811/123
Date	Jun 28, 2021
Book Page	1811/123
Instrument	54114

Lender

Name	SUMMIT FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2046

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SENECA NY
Recording Date	Nov 19, 2020
Property Address	2407 LOWER LAKE RD, SENECA FALLS, NY 13148-9418
Document Number	001021/296
Book / Page	1021 / 296
Instrument Date	Nov 6, 2020
Instrument	51154
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 LOWER LAKE RD, SENECA FALLS, NY 13148-9418

April 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SENECA NY
Recording Date	Apr 27, 2018
Property Address	2407 LOWER LAKE RD, SENECA FALLS, NY 13148-9418
Document Number	000969/232
Book / Page	969 / 232
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2402 LOWER LAKE RD, SENECA FALLS, NY 13148-9418

Tax Assessment & Valuation

Source: Seneca County and Seneca Falls Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Seneca Falls Town
Unified School District	Seneca Falls Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,979.00 (+76.74%)
2025	$8,475.00	$499,000 (+66.33%) Land $112,000 Building $387,000	$548,352 (+82.78%) Land $123,077 Building $425,275
2023		$300,000 Land $112,000 Building $188,000	$300,000 Land $112,000 Building $188,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	23 (1983–2021)
Claims Outside the SFHA	11 of 23
Most Recent Claim	Nov 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SENECA FALLS serves 9,400 people · EPA ID NY4901198
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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