2407 Lakepoint N, Sebring, FL 33875 Property Records

Highlands County property record for 2407 Lakepoint N, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 2004
Lot Size	0.332 acres (14,452 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Oct 2025)
Tax Bill	$3,166 (2024)
Deeds & Mortgages	May 2026 Sale Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C245814002800070`

Property Details

APN / Parcel Number

Primary APN	`C245814002800070`
Alternative APN	`C-24-35-28-140-0280-0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,752 sqft
1st Floor Area	1,352 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,452 sqft (0.332 acres)
Lot Dimensions	131 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2407 LAKEPOINT N
City	SEBRING
State	FL
Zip	33875-8613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ORANGE BLOSSOM CCC UNIT 14 PB 10-PG 6 LOT 7 BLK 28
Legal Range	28E
Legal Township	35S
Legal Section	24
Legal Subdivision	ORANGE BLOSSOM CCC UNIT 14
Legal Block	28
Legal Lot Number	7
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	1
Census Block	1000
Census Tract	961401

Owner

Source: Highlands County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2407 LAKEPOINT N, SEBRING, FL 33875-8613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 17, 2021	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Jun 17, 2021 · Amount on Record
Deed Document Number	20252281474
Deed Book / Page	3148 / 638
Last Transfer Date	Apr 22, 2026
Transfer Doc	0002314379
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 26, 2026
Property Address	2407 LAKEPOINT N, SEBRING, FL 33875-8613
Document Number	0002314379
Book / Page	3194 / 1472
Instrument Date	Apr 22, 2026
Instrument	20262314379
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2407 LAKEPOINT N, SEBRING, FL 33875-8613

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 1, 2025
Property Address	2407 LAKEPOINT N, SEBRING, FL 33875-8613
Document Number	0002281474
Book / Page	3148 / 638
Map Reference	MB 10 PG 6
Instrument Date	Feb 26, 2025
Instrument	2281474
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,876.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6300 3RD ST, KEY WEST, FL 33040-5910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 998, SUNRAY, TX 79086-0998

Mortgage

Document Number	0002281475
Date	Oct 1, 2025
Book Page	3148/641
Instrument	2281475

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 17, 2021
Property Address	2407 LAKEPOINT N, SEBRING, FL 33875-8613
Document Number	0002039674
Book / Page	2831 / 194
Map Reference	MB 10 PG 6
Instrument Date	Jun 15, 2021
Instrument	2039674
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2407 LAKEPOINT N, 2407, SEBRING, FL 33875-8613

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	150 OTTER TRL, SEBRING, FL 33875-6326

Mortgage

Document Number	0002831196
Date	Jun 17, 2021
Instrument	2831/196

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$221,516 (+0.87%) Land $10,363 Building $211,153	$221,516 (+0.87%) Land $10,363 Building $211,153
2024	$3,166.00 (+0.6%)	$219,595 (-6.59%) Land $10,363 Building $209,232	$219,595 (-6.59%) Land $10,363 Building $209,232
2023	$3,147.00 (+17.64%)	$235,078 (+38.18%) Land $7,196 Building $227,882	$235,078 (+38.18%) Land $7,196 Building $227,882
2022	$2,675.00	$170,123 Land $7,196 Building $162,927	$170,123 Land $7,196 Building $162,927

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE JOSEPHINE HEIGHTS private · serves 1,325 people · EPA ID FL6280162
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Xfinity.

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