Guilford County property record for 2407 Lake Oak, High Point, NC 27265
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,300 sqft · built 2005 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $422,000 (Apr 2018) |
| Tax Bill | $6,151 (2025) |
| Deeds & Mortgages | May 2023 Second Mortgage Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7802492995-000 |
| Primary APN | 7802492995-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,300 sqft Living Area |
| Gross Area | 4,180 sqft |
| 1st Floor Area | 1,907 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Attached |
| Garage Area | 880 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 128 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 4192516001 |
|---|---|
| Street Address | 2407 LAKE OAK |
| City | HIGH POINT |
| State | NC |
| Zip | 27265-9256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | 2 PB152-2 CYPRESS POINTE PL:152-2 |
| Legal Township | 18 |
| Legal Subdivision | CYPRESS POINTE |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | GUILFORD NC |
| Township / Civil Division | HIGH POINT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 16304 |
2407 Lake Oak is owned and occupied by two individuals who bought it in April 2018.
Source: Guilford County records, as of September 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2407 LAKE OAK, HIGH POINT, NC 27265-9256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 21, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Apr 3, 2018 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2018 · Amount on File |
| Deed Sale | Apr 3, 2018 · Amount on File |
| Prior Sale | Apr 28, 2006 · Amount on File |
| Deed Document Number | 201816579 |
| Deed Book / Page | 8035 / 920 |
| Prior Transfer Date | Jul 3, 2008 |
| Prior Transfer Doc | 0069121633 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUILFORD NC |
| Property Address | 2407 LAKE OAK, HIGH POINT, NC 27265-9256 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0087291230 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 8729/1230 |
| Instrument | 2023022649 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUILFORD NC |
| Property Address | 2407 LAKE OAK, HIGH POINT, NC 27265-9256 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0084942099 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 8494/2099 |
| Instrument | 2021061013 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUILFORD NC |
| Property Address | 2407 LAKE OAK, HIGH POINT, NC 27265-9256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0083200453 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 8320/453 |
| Instrument | 2020049833 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUILFORD NC |
| Property Address | 2407 LAKE OAK, HIGH POINT, NC 27265-9256 |
| Document Number | 0082102311 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2407 LAKE OAK HIGH POINT NC 272659256, HIGH POINT, NC 27265-9256 |
| Document Number | 0082102311 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 008210/002311 |
| Instrument | 58631 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 27, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUILFORD NC |
| Recording Date | Apr 3, 2018 |
| Property Address | 2407 LAKE OAK, HIGH POINT, NC 27265-9256 |
| Document Number | 0080350920 |
| Book / Page | 008035 / 000920 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 16579 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $844.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2407 LAKE OAK HIGH POINT NC 272659256, HIGH POINT, NC 27265-9256 |
| Document Number | 80350922 |
|---|---|
| Date | Apr 3, 2018 |
| Book Page | 008035/000922 |
| Instrument | 16580 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2048 |
The 2025 property tax bill for 2407 Lake Oak was $6,151.
Source: Guilford County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Guilford County |
| Municipality | High Point City |
| Unified School District | Guilford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,151.00 | $446,400 Land $70,000 Building $376,400 | $446,400 Land $70,000 Building $376,400 |
| 2024 | $6,151.00 (+2.23%) | ||
| 2023 | $6,017.00 | $446,400 Land $70,000 Building $376,400 | $446,400 (-) Land $70,000 Building $376,400 |
| 2022 | $446,400 Land $70,000 Building $376,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2407 Lake Oak in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2407 Lake Oak is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HIGH POINT serves 118,662 people · EPA ID NC0241020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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