2407 Flemming Rd, Middletown, OH 45042 Property Records

Butler County property record for 2407 Flemming Rd, Middletown, OH 45042

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,192 sqft · built 1900
Lot Size	0.147 acres (6,399 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,291 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`Q6532-037-000-040`

Property Details

APN / Parcel Number

Primary APN	`Q6532-037-000-040`
Alternative APNs	`0009000` `120199` `121246`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,192 sqft Living Area
1st Floor Area	596 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	6,399 sqft (0.147 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2407 FLEMMING RD
City	MIDDLETOWN
State	OH
Zip	45042-3237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6975 ENT
Legal Subdivision	MIDDLETOWN
Legal Lot Number	6975
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3001
Census Tract	12700

Owner

2407 Flemming Rd is owned and occupied by two individuals who acquired it in July 2025.

Source: Butler County records, as of December 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2407 FLEMMING RD, MIDDLETOWN, OH 45042-3237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 4, 2019	Deed of Trust, Mortgage · Line of Credit VALLEY CENTRAL BANK
May 15, 2020	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025
Deed Sale	Jul 14, 2025
Prior Sale	May 15, 2020 · Amount on File
Deed Document Number	202523478
Deed Book / Page	10239 / 1238
Prior Transfer Date	Jun 25, 2025
Prior Transfer Doc	0000023478
Record Updated	Oct 29, 2026

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTLER OH
Recording Date	Jul 14, 2025
Property Address	2407 FLEMMING RD, MIDDLETOWN, OH 45042-3237
Document Number	0000023478
Book / Page	10239 / 1238
Instrument Date	Jun 25, 2025
Instrument	2025-00023478
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	VYLLA TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2407 FLEMMING RD, MIDDLETOWN, OH 45042-3237

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2407 FLEMMING RD, MIDDLETOWN, OH 45042-3237

Mortgage

Document Number	0102391241
Date	Jul 14, 2025
Instrument	10239/1241

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2407 FLEMMING RD, MIDDLETOWN, OH 45042-3237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042689
Date	Nov 4, 2019
Book Page	9361/0873
Instrument	2019-00042689

Lender

Name	VALLEY CENTRAL BANK
Type	Bank
Address	CINCINNATI, OH 45214

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	May 15, 2020
Property Address	2407 FLEMMING RD, MIDDLETOWN, OH 45042-3237
Document Number	0000019938
Book / Page	9441 / 1836
Instrument Date	May 14, 2020
Instrument	2020-00019938
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 FLEMMING RD, MIDDLETOWN, OH 45042-3237

Mortgage

Document Number	0094411839
Date	May 15, 2020
Instrument	9441/1839

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Mortgage

Document Number	0000019940
Date	May 15, 2020
Book Page	9441/1853
Instrument	2020-00019940

Lender

Name	THE CITY OF MIDDLETOWN INC
Type	Non-Lending Institution
Address	MIDDLETOWN, OH 45042

Agreement

Amount	Amount on Record
Term	60 Months
Due	May 14, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 2407 Flemming Rd was $2,291, up 1.8% from the year before.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,291.00 (+1.82%)	$43,560 Land $7,160 Building $36,400	$124,480 Land $20,470 Building $104,010
2024	$2,250.00 (+0.63%)
2023	$2,236.00 (+32.7%)	$43,560 (+50.16%) Land $7,160 Building $36,400	$124,480 Land $20,470 Building $104,010
2022	$1,685.00	$29,010 Land $7,160 Building $21,850
2020			$82,890 Land $20,470 Building $62,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2407 Flemming Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2407 Flemming Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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