2407 Erna St, Cape Girardeau, MO 63701 Property Records

Cape Girardeau County property record for 2407 Erna St, Cape Girardeau, MO 63701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 1963
Lot Size	0.292 acres (12,720 sqft)
Owner	2 Individual Names on File
Last Sale	$150,800 (Dec 2016)
Tax Bill	$1,035 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`159160001019000000`

Property Details

APN / Parcel Number

Primary APN	`159160001019000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
Basement Area	1,328 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Construction Type	Frame
Lot Area	12,720 sqft (0.292 acres)
Lot Dimensions	163 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2407 ERNA ST
City	CAPE GIRARDEAU
State	MO
Zip	63701-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT O. L. 75
Legal Range	13E
Legal Township	31S
Legal Section	36
Legal Subdivision	CAPE GIRARDEAU
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	CAPE GIRARDEAU
Census Block Group	2
Census Block	2007
Census Tract	881100

Owner

2407 Erna St is owned and occupied by two individuals who acquired it in December 2021.

Source: Cape Girardeau County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2407 ERNA ST, CAPE GIRARDEAU, MO 63701-3721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE BANCORP
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE BANK
Dec 15, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2016 · Amount on File
Deed Sale	Dec 27, 2016 · Amount on File
Deed Document Number	201614591
Last Transfer Date	Dec 3, 2021
Transfer Doc	0202116536
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Jul 30, 2026
Property Address	2407 ERNA ST, CAPE GIRARDEAU, MO 63701-3721
Document Number	0000006750
Instrument Date	Jul 29, 2026
Instrument	20266750
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 ERNA ST, CAPE GIRARDEAU, MO 63701-3721

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	2407 ERNA ST, CAPE GIRARDEAU, MO 63701-3721
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000311
Date	Jan 10, 2020
Instrument	2020-00311

Lender

Name	ALLIANCE BANCORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	2407 ERNA ST, CAPE GIRARDEAU, MO 63701-3721
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202002648
Date	Mar 11, 2020
Instrument	2020-02648

Lender

Name	ALLIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Dec 15, 2021
Property Address	2407 ERNA ST, CAPE GIRARDEAU, MO 63701-3721
Document Number	0202116536
Map Reference	BK 143 PG 180
Instrument Date	Dec 3, 2021
Instrument	2021-16536
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 ERNA ST, CAPE GIRARDEAU, MO 63701-3721

Tax Assessment & Valuation

The 2025 property tax bill for 2407 Erna St was $1,035.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Municipality	Cape Girardeau City
Unified School District	Cape Girardeau 63 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,830 (-) Land $2,250 Building $17,580	$104,355 (-) Land $11,848 Building $92,507
2025	$1,035.00	$19,830 Land $2,250 Building $17,580	$104,355 Land $11,848 Building $92,507
2023	$981.00	$18,880 Land $2,140 Building $16,740	$99,386 Land $11,284 Building $88,102

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2407 Erna St in Zone X, an area of minimal flood risk, though there have been 67 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	67 (1979–2008)
Claims Outside the SFHA	1 of 67
Most Recent Claim	Mar 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2407 Erna St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU PWS serves 39,941 people · EPA ID MO4010136
Water Source	Groundwater
Last State Inspection	May 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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