2407 Elmgate Dr, Houston, TX 77080 Property Records

Harris County property record for 2407 Elmgate Dr, Houston, TX 77080

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,020 sqft · built 1965
Lot Size	0.185 acres (8,050 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jul 2018)
Tax Bill	$6,120 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`102-099-000-0010`

Property Details

APN / Parcel Number

Primary APN	`102-099-000-0010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,020 sqft Living Area
1st Floor Area	2,020 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,050 sqft (0.185 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	447 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1020990000010
Street Address	2407 ELMGATE DR
City	HOUSTON
State	TX
Zip	77080-5211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 BLK 20A SPRING SHADOWS SEC 11
Legal Subdivision	SPRING SHADOWS SEC 11
Legal Block	20A
Legal Lot Number	10
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2001
Census Tract	522102

Owner

2407 Elmgate Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2407 ELMGATE DR, HOUSTON, TX 77080-5211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage CROSSCOUNTRY MTG
Jul 30, 2018	Warranty Deed, Transfer CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2018 · Amount on File
Deed Sale	Jul 30, 2018 · Amount on File
Prior Sale	Sep 23, 1996 · Amount on File
Deed Document Number	2018343431
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2407 ELMGATE DR, HOUSTON, TX 77080-5211
Document Number	0000211729
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2407 ELMGATE DR HOUSTON TX 770805211, HOUSTON, TX 77080-5211

Mortgage

Document Number	0000211729
Date	May 19, 2020
Instrument	211729

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 30, 2018
Property Address	2407 ELMGATE DR, HOUSTON, TX 77080-5211
Document Number	0000343431
Instrument Date	Jul 30, 2018
Instrument	343431
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	METROPOLITAN ESCROW AND TITLE LL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2407 ELMGATE DR HOUSTON TX 770805211, HOUSTON, TX 77080-5211

Mortgage

Document Number	343432
Date	Jul 30, 2018
Instrument	343432

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2407 Elmgate Dr was $6,120 with a homeowner's exemption, down 6.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Spring Branch Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,149 (+5.82%) Land $219,363 Building $240,786	$460,149 (+5.82%) Land $219,363 Building $240,786
2025	$6,120.00 (-6.59%) Homeowner's exemption	$434,852 Land $219,363 Building $215,489	$434,852 Land $219,363 Building $215,489
2024	$6,552.00
2023		$413,722 Land $175,490 Building $238,232	$413,722 Land $175,490 Building $238,232
2022	$3,424.00
2020	$3,107.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2407 Elmgate Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 165 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	165 in force
Nearby Flood Claims	28 (2009–2024)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Tropical Storm Imelda, Sep 2019 · 14 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2407 Elmgate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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