2407 Elm Ave, Lubbock, TX 79404 Property Records

Lubbock County property record for 2407 Elm Ave, Lubbock, TX 79404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,668 sqft · built 1984
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Tax Bill	$2,107 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R107334`

Property Details

APN / Parcel Number

Primary APN	`R107334`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,668 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2407 ELM AVE
City	LUBBOCK
State	TX
Zip	79404-1655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	WHEELOCK 2ND BLK 36 L 4 & 5
Legal Subdivision	WHEELOCK 2ND
Legal Block	36
Legal Lot Number	4 5
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	3
Census Block	3014
Census Tract	1200

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2407 ELM AVE, LUBBOCK, TX 79404-1655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit CITY BANK
Jun 16, 2022	Affidavit, Transfer SERVICE TITLE
Jun 16, 2022	Affidavit, Transfer SERVICE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2023
Deed Sale	Feb 23, 2023
Deed Document Number	2023006856
Record Updated	Jun 8, 2026

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Feb 23, 2023
Property Address	2407 ELM AVE, LUBBOCK, TX 79404-1655
Document Number	0000006856
Map Reference	VOL 26 PG 46
Instrument Date	Feb 17, 2023
Instrument	2023006856
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 ELM AVE, LUBBOCK, TX 79404-1655

Mortgage

Document Number	0000006857
Date	Feb 23, 2023
Instrument	2023006857

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2407 ELM AVE, LUBBOCK, TX 79404-1655
Transaction Type	Mortgage
Record Updated	Sep 14, 2022
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042887
Date	Sep 8, 2022
Instrument	2022042887

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 7, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LUBBOCK TX
Recording Date	Jun 16, 2022
Property Address	2407 ELM AVE, LUBBOCK, TX 79404-1655
Document Number	0000029577
Instrument Date	Apr 7, 2022
Instrument	2022029577
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 BONNIE VIEW RD, DALLAS, TX 75203-3557

June 2022: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LUBBOCK TX
Recording Date	Jun 16, 2022
Property Address	2407 ELM AVE, LUBBOCK, TX 79404-1655
Document Number	0000029576
Instrument Date	Mar 13, 2022
Instrument	2022029576
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 CLAREMONT AVE # A, A, SAN ANTONIO, TX 78209-6863

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,107.00 (-3.79%)	$119,133 (+57.54%) Land $600 Building $118,533	$119,133 (+57.54%) Land $600 Building $118,533
2024	$2,190.00 (+55.87%)
2023	$1,405.00 (-8.17%)	$75,622 Land $600 Building $75,022	$75,622 Land $600 Building $75,022
2022	$1,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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