2407 Duncan St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 2407 Duncan St, Saint Joseph, MO 64507

Property Summary

Property Type	Single Family Home
Details	940 sqft · built 1907
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Tax Bill	$582 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Nov 2022 Mortgage + 1 more
APN	`06-5.0-16-004-002-061.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-16-004-002-061.000`

Interior

Building Area	940 sqft Base Area
1st Floor Area	940 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	123 ft deep x 35 ft wide

Location & Zoning

Street Address	2407 DUNCAN ST
City	SAINT JOSEPH
State	MO
Zip	64507-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HALL'S ADDITION LOT:1 BLK:14LGL DESC:E 35' L 1 TO 3
Legal Subdivision	HALLS ADDITION
Legal Block	14
Legal Lot Number	1-3
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3004
Census Tract	1500

Owner

2407 Duncan St is owned by two individuals who acquired it in November 2024.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1810 MANCHESTER RD, SAINT JOSEPH, MO 64505-1837
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage FARMERS STATE BANK
Nov 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST SAVINGS BANK
Nov 15, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2024
Deed Sale	Nov 22, 2024
Prior Sale	Sep 14, 2018 · Amount on File
Deed Document Number	20249516
Deed Book / Page	3803 / 68
Prior Transfer Date	Nov 30, 2021
Prior Transfer Doc	0000013150
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2407 DUNCAN ST, SAINT JOSEPH, MO 64507-1309
Transaction Type	Mortgage
Record Updated	Jan 30, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003705/927
Date	Sep 14, 2018
Book Page	3705/927
Instrument	2018008591

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 15, 2038

Interest

Rate Type	Fixed Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2407 DUNCAN ST, SAINT JOSEPH, MO 64507-1309
Transaction Type	Mortgage
Record Updated	Nov 30, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003782/392
Date	Nov 16, 2022
Book Page	3782/392
Instrument	2022011032

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	HENDERSON, NV 89012

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Nov 15, 2022
Property Address	2407 DUNCAN ST, SAINT JOSEPH, MO 64507-1309
Document Number	003782/335
Book / Page	3782 / 335
Instrument Date	Nov 14, 2022
Instrument	2022010975
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11489 OPAL SPRINGS WAY, LAS VEGAS, NV 89135-3421

Tax Assessment & Valuation

The 2025 property tax bill for 2407 Duncan St was $582.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$582.00	$8,110 Land $1,510 Building $6,600	$42,720 Land $7,960 Building $34,760
2024	$582.00 (+15.71%)
2023	$503.00 (-0.59%)	$7,650 (-) Land $1,510 Building $6,140	$40,260 Land $7,960 Building $32,300
2022	$506.00	$7,650 Land $1,510 Building $6,140
2021			$40,260 Land $7,960 Building $32,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2407 Duncan St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2407 Duncan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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