2407 Central Ave, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2407 Central Ave, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,686 sqft · built 1939
Lot Size	0.948 acres (41,296 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Aug 2018)
Tax Bill	$2,454 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`9014-36-378-007`

Property Details

APN / Parcel Number

Primary APN	`9014-36-378-007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,686 sqft Living Area
1st Floor Area	992 sqft
Basement Area	992 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,296 sqft (0.948 acres)
Lot Dimensions	464 ft deep x 89 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	174 sqft
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2407 CENTRAL AVE
City	CEDAR FALLS
State	IA
Zip	50613-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECOND ADD TO WOODLAWN PLACE LOT 7
Legal Range	14W
Legal Township	90N
Legal Section	36
Legal Subdivision	SECOND ADD TO WOODLAWN PLACE
Legal Lot Number	7
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3017
Census Tract	2604

Owner

2407 Central Ave is owned and occupied by an individual who bought it in August 2018.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2407 CENTRAL AVE, CEDAR FALLS, IA 50613-1253
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit BANKIOWA
Aug 15, 2018	Deed of Trust, Mortgage · ARM BANK IOWA
Aug 15, 2018	Warranty Deed, Transfer BANK IOWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2018 · Amount on File
Deed Sale	Aug 15, 2018 · Amount on File
Deed Document Number	2018201900002627
Prior Transfer Date	Jun 23, 2005
Prior Transfer Doc	2005030402
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 14, 2026
Property Address	2407 CENTRAL AVE, CEDAR FALLS, IA 50613-1253
Document Number	0000005136
Instrument Date	Apr 8, 2026
Instrument	20265136
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 CENTRAL AVE, CEDAR FALLS, IA 50613-1253

Mortgage

Document Number	0000005136,
Date	Apr 14, 2026
Instrument	20265136

Lender

Name	BANKIOWA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2407 CENTRAL AVE, CEDAR FALLS, IA 50613-1253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900002628
Date	Aug 15, 2018
Instrument	201900002628

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2025
Index	Other

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 15, 2018
Property Address	2407 CENTRAL AVE, CEDAR FALLS, IA 50613-1253
Document Number	201900002627
Instrument Date	Aug 15, 2018
Instrument	201900002627
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 CENTRAL AVE, CEDAR FALLS, IA 50613-1253

Mortgage

Document Number	201900002629
Date	Aug 15, 2018
Instrument	201900002629

Lender

Name	BANK IOWA
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2407 Central Ave was $2,454 with a homeowner's exemption, up 4.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,454.00 (+4.51%) Homeowner's exemption	$174,320 Land $13,740 Building $160,580	$174,320 Land $13,740 Building $160,580
2024	$2,348.00
2023		$156,170 (+16.25%) Land $13,740 Building $142,430	$156,170 Land $13,740 Building $142,430
2022	$2,316.00 Homeowner's exemption	$134,340 Land $13,740 Building $120,600
2021			$134,340 Land $13,740 Building $120,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2407 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	231 (1979–2019)
Claims Outside the SFHA	5 of 231
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 76 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 78 claims Severe Storms & Flooding, Aug 1993 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2407 Central Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 69% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures