2407 Camino Oleada, San Clemente, CA 92673 Property Records

Orange County property record for 2407 Camino Oleada, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,898 sqft · built 2003
Lot Size	0.17 acres (7,418 sqft)
Owner	Company Name on File
Last Sale	$1,310,000 (Jun 2015)
Tax Bill	$16,916 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`679-244-15`

Property Details

APN / Parcel Number

Primary APN	`679-244-15`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,898 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	7,418 sqft (0.17 acres)
Garage Area	687 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2407 CAMINO OLEADA
City	SAN CLEMENTE
State	CA
Zip	92673-6417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16212 BLK LOT 15
Legal Subdivision	TRACT NO 16212
Legal Tract	16212
Legal Lot Number	15
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3001
Census Tract	42112

Owner

2407 Camino Oleada is owned by a company that bought it in June 2015 and is owner-occupied.

Source: Orange County records, as of August 4, 2026

Owner of Record	Company Name on File
Mailing Address	2407 CAMINO OLEADA, SAN CLEMENTE, CA 92673-6417
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 1, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2015 · Amount on File
Deed Sale	Jun 24, 2015 · Amount on File
Prior Sale	Mar 14, 2008 · Amount on File
Deed Document Number	2015327890
Prior Transfer Date	Jan 10, 2014
Prior Transfer Doc	0000024675
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2407 CAMINO OLEADA, SAN CLEMENTE, CA 92673-6417
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 CAMINO OLEADA, SAN CLEMENTE, CA 92673-6417

Mortgage

Document Number	0000023097
Date	Feb 1, 2023
Instrument	2023000023097

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 2, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2407 CAMINO OLEADA, SAN CLEMENTE, CA 92673-6417
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 CAMINO OLEADA, SAN CLEMENTE, CA 92673-6417

Mortgage

Document Number	0000598451
Date	Sep 28, 2021
Instrument	2021000598451

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Oct 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2407 CAMINO OLEADA, SAN CLEMENTE, CA 92673-6417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087021
Date	Mar 1, 2017
Instrument	2017000087021

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2407 CAMINO OLEADA, SAN CLEMENTE, CA 92673-6417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000257437
Date	Jun 8, 2020
Instrument	2020000257437

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

The 2025 property tax bill for 2407 Camino Oleada was $16,916.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,605,907 (+2%) Land $820,849 Building $785,058
2025	$16,916.00	$1,574,419 Land $804,754 Building $769,665
2023	$16,324.00 (+1.83%)	$1,513,284 Land $773,505 Building $739,779
2022	$16,030.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2407 Camino Oleada in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2407 Camino Oleada is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, Verizon.

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