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2407 28th St, Lubbock, TX 79411 Property Records

Lubbock County property record for 2407 28th St, Lubbock, TX 79411

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,223 sqft · built 1941
Lot Size0.179 acres (7,800 sqft)
OwnerCompany Name on File
Tax Bill$2,248 (2025)
Deeds & MortgagesMay 2024 Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR89420

Property Details

APN / Parcel Number

Primary APNR89420

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,223 sqft Living Area

Exterior

Year BuiltBuilt 1941
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,800 sqft (0.179 acres)
Lot Dimensions130 ft deep x 60 ft wide
Garage Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address2407 28TH ST
CityLUBBOCK
StateTX
Zip79411-1305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionCUNNINGHAM BLK 1 L 4
Legal SubdivisionCUNNINGHAM SUB
Legal Block1
Legal Lot Number40
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1012
Census Tract1401

Owner

Source: Lubbock County records · APN R89420

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4516 54TH ST, LUBBOCK, TX 79414-4017
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 01, 2024Deed of Trust, Mortgage
CITIZENS STATE BANK
Jan 07, 2019Vendor's Lien, Transfer
CENTENNIAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 29, 2024
Deed SaleMar 29, 2024
Prior SaleNov 21, 2013
Deed Document Number2024-13374
Prior Transfer DateJan 07, 2019
Prior Transfer Doc2019000527
Record UpdatedJun 08, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address2407 28TH ST, LUBBOCK, TX 79411-1305
Transaction TypeMortgage
Record UpdatedMay 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017654
DateMay 01, 2024
Instrument2024017654
Lender
NameCITIZENS STATE BANK
TypeBank
AddressANTON, TX 79313
Agreement
AmountAmount Recorded
Term59 Months
DueApr 29, 2029

January 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateJan 07, 2019
Property Address2407 28TH ST, LUBBOCK, TX 79411-1305
Document Number0000000527
Map ReferenceVOL 243 PG 116
Instrument DateDec 03, 2018
Instrument2019000527
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyTRUE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1103 HOWARD STREET, LUBBOCK, TX 79413

Mortgage

Document Number0000000528
DateJan 07, 2019
Instrument2019000528
Lender
NameCENTENNIAL BANK
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,248.00 (-8.13%)$127,098 (+2.55%) Land $24,500 Building $102,598$127,098 (+2.55%) Land $24,500 Building $102,598
2024$2,447.00 (+6.25%)
2023$2,303.00 (+15.61%)$123,938 Land $9,600 Building $114,338$123,938 Land $9,600 Building $114,338
2022$1,992.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Optimum Communications
Cable		940 / 35
JAB Wireless
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
Telespan
Fixed Wireless		100 / 40
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Metronet Holdings.

Based on FCC filings for 733 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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