2406 Tracy Ln, Highlands, TX 77562 Property Records

Harris County property record for 2406 Tracy Ln, Highlands, TX 77562

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,734 sqft · built 2015
Lot Size0.141 acres (6,118 sqft)
Owner2 Individual Names on File
Last Sale$186,000 (May 2023)
Tax Bill$4,611 (2025)
Deeds & MortgagesJun 2023 Mortgage
May 2023 Sale
+ 4 more
Flood ZoneZone X (moderate risk)
APN128-114-004-0022

Property Details

APN / Parcel Number

Primary APN128-114-004-0022

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,734 sqft Living Area
1st Floor Area686 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area6,118 sqft (0.141 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area32 sqft
Patio Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1281140040022
Street Address2406 TRACY LN
CityHIGHLANDS
StateTX
Zip77562-4129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 22 BLK 2 NOWLINGSHIRE ESTATES PAR R/P
Legal SubdivisionNOWLINGSHIRE ESTATES PAR R/P
Legal Block2
Legal Lot Number22
JurisdictionHARRIS TX
Township / Civil DivisionNORTHEAST HARRIS
Census Block Group2
Census Block2003
Census Tract253000

Owner

2406 Tracy Ln is owned by two individuals who bought it in May 2023.

Source: Harris County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address13150 BISSONNET ST, 405, HOUSTON, TX 77099-2229
Owner TypeIndividual
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2023Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
May 17, 2023Agreement of Sale, Transfer
Oct 26, 2022Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Sep 22, 2021Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Jul 26, 2018Loan Modification, Mortgage
US BK
Jul 26, 2018Loan Modification, Mortgage
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2023 · Amount on File
Deed SaleMay 17, 2023 · Amount on File
Prior SaleMar 1, 2016 · Amount on File
Deed Document Number2023180461
Prior Transfer DateFeb 26, 2016
Prior Transfer Doc0000084352
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address2406 TRACY LN, HIGHLANDS, TX 77562-4129
Transaction TypeMortgage
Record UpdatedJun 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2406 TRACY LN, HIGHLANDS, TX 77562-4129

Mortgage

Document Number0000225424
DateJun 20, 2023
Instrument2023-225424
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term480 Months
DueJun 1, 2063

May 2023: Agreement of Sale, Transfer

Document TypeAgreement of Sale
JurisdictionHARRIS TX
Recording DateMay 17, 2023
Property Address2406 TRACY LN, HIGHLANDS, TX 77562-4129
Document Number0000180461
Instrument DateMay 17, 2023
Instrument2023-180461
Transaction TypeTransfer
Record UpdatedMay 26, 2023

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2406 TRACY LN, HIGHLANDS, TX 77562-4129

Transferred To (Grantee/Buyer)

NameVerified Name
Address8202 KINGSBRIDGE MEADOW DR, HOUSTON, TX 77083-7341

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address2406 TRACY LN, HIGHLANDS, TX 77562-4129
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2406 TRACY LN, HIGHLANDS, TX 77562-4129

Mortgage

Document Number0000525486
DateOct 26, 2022
Instrument2022-525486
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term352 Months
DueFeb 1, 2052

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address2406 TRACY LN, HIGHLANDS, TX 77562-4129
Transaction TypeMortgage
Record UpdatedSep 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2406 TRACY LN, HIGHLANDS, TX 77562-4129

Mortgage

Document Number2021543906
DateSep 22, 2021
Instrument2021-543906
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term319 Months
DueApr 1, 2048

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARRIS TX
Property Address2406 TRACY LN, HIGHLANDS, TX 77562-4129
Document Number0000377785
Instrument DateJul 26, 2018
Transaction TypeMortgage
Record UpdatedSep 3, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2406 TRACY LN HIGHLANDS TX 775624129, HIGHLANDS, TX 77562-4129

Mortgage

Document Number0000377785
DateAug 17, 2018
Instrument377785
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount on Record
Term360 Months
DueAug 16, 2048
Interest
Rate4.12%

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARRIS TX
Property Address2406 TRACY LN, HIGHLANDS, TX 77562-4129
Document Number0000397530
Instrument DateJul 26, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2406 TRACY LN HIGHLANDS TX 775624129, HIGHLANDS, TX 77562-4129

Mortgage

Document Number0000397530
DateAug 30, 2018
Instrument397530
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount on Record
Term360 Months
DueAug 29, 2048
Interest
Rate4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 2406 Tracy Ln was $4,611, up 206.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictGoose Creek Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$218,126 (-6.76%) Land $40,693 Building $177,433$218,126 (-6.76%) Land $40,693 Building $177,433
2025$4,611.00 (+206.79%)$233,945 Land $40,693 Building $193,252$233,945 Land $40,693 Building $193,252
2024$1,503.00
2023$246,701 Land $33,911 Building $212,790$246,701 Land $33,911 Building $212,790
2022$1,431.00
2020$1,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2406 Tracy Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 110 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies110 in force
Nearby Flood Claims152 (1979–2024)
Claims Outside the SFHA46 of 152
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Hurricane Harvey, Aug 2017 · 36 claims
  • Hurricane Ike, Sep 2008 · 5 claims
  • Severe Thunderstorms And Flooding, Oct 1994 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2406 Tracy Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY FWSD 1A
serves 2,640 people · EPA ID TX1010082
Water SourcePurchased surface water from BAYTOWN AREA WATER AUTHORITY
Last State InspectionJan 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Jan 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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