2406 Sunray Ct, Lockhart, TX 78644 Property Records

Caldwell County property record for 2406 Sunray Ct, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,464 sqft · built 2023
Lot Size	0.186 acres (8,093 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,382 (2026)
Deeds & Mortgages	May 2026 Mortgage Nov 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0300612-032-010-24`

Property Details

APN / Parcel Number

Primary APN	`0300612-032-010-24`
Alternative APN	`124198`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Lot Area	8,093 sqft (0.186 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	124198
Street Address	2406 SUNRAY CT
City	LOCKHART
State	TX
Zip	78644-4978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERSIDE, BLOCK 10, LOT 24, SECTION 3B SECTION 3B
Legal Subdivision	SUMMERSIDE
Legal Block	10
Legal Lot Number	24
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	2
Census Block	2014
Census Tract	960200

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1107 TERRA ST, ROUND ROCK, TX 78665-1141
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Nov 27, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 11, 2024	Intrafamily Transfer, Transfer PENNYMAC LOAN SERVICES LLC
Nov 13, 2023	Intrafamily Transfer, Transfer LENNAR TITLE INC
Nov 13, 2023	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023
Deed Sale	Nov 13, 2023
Deed Document Number	20237346
Last Transfer Date	Jan 10, 2024
Transfer Doc	2024000270
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Recording Date	May 6, 2026
Property Address	2406 SUNRAY CT, LOCKHART, TX 78644-4978
Document Number	0000003648
Instrument Date	Apr 22, 2026
Instrument	20263648
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 SUNRAY CT, LOCKHART, TX 78644-4978

Mortgage

Document Number	0000003648,
Date	May 6, 2026
Instrument	20263648

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2066

Interest

Rate	6.38%
Max Rate	-1%

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	2406 SUNRAY CT, LOCKHART, TX 78644-4978
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 SUNRAY CT, LOCKHART, TX 78644-4978

Mortgage

Document Number	2024009326
Date	Nov 27, 2024
Instrument	2024-009326

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2054

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL TX
Recording Date	Jan 11, 2024
Property Address	2406 SUNRAY CT, LOCKHART, TX 78644-4978
Document Number	2024000270
Map Reference	CAB D SL 76
Instrument Date	Jan 10, 2024
Instrument	2024-000270
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 TERRA ST, ROUND ROCK, TX 78665-1141

Mortgage

Date	Jan 11, 2024

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL TX
Recording Date	Nov 13, 2023
Property Address	2406 SUNRAY CT, LOCKHART, TX 78644-4978
Document Number	2023007346
Map Reference	CAB D SL 76
Instrument Date	Sep 27, 2023
Instrument	2023-007346
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13620 RANCH ROAD 620 N STE B150, B150, AUSTIN, TX 78717-1117
Investor	Possibly a Property Investor

November 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Nov 13, 2023
Property Address	2406 SUNRAY CT, LOCKHART, TX 78644-4978
Document Number	2023007347
Map Reference	CAB D SL 76
Instrument Date	Sep 27, 2023
Instrument	2023-007347
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 11, 2025
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 SUNRAY CT, LOCKHART, TX 78644-4978

Mortgage

Document Number	2023007348
Date	Nov 13, 2023
Instrument	2023-007348

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,382.00 (-9.56%)	$212,340 (-10.91%) Land $48,550 Building $163,790	$212,340 (-10.91%) Land $48,550 Building $163,790
2025	$4,845.00	$238,340 Land $48,550 Building $189,790	$238,340 Land $48,550 Building $189,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fiber	1,000 / 200
Spectrum Cable	1,000 / 35
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spry Air Fiber, T-Mobile.

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