2406 Sugar Ct SW, Concord, NC 28027 Property Records

Cabarrus County property record for 2406 Sugar Ct SW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,037 sqft · built 2020
Lot Size	0.156 acres (6,795 sqft)
Owner	2 Individual Names on File
Last Sale	$307,000 (Apr 2021)
Tax Bill	$2,802 (2023)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11041H0002.000000`

Property Details

APN / Parcel Number

Primary APN	`11041H0002.000000`
Alternative APNs	`5519 74 9145` `145793` `91660`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,037 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	801 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,795 sqft (0.156 acres)
Lot Width	53 ft Width
Garage Type	Mixed
Garage Area	435 sqft
Driveway	Concrete Driveway
Driveway Area	512 sqft
Porch	Slab
Porch Area	56 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	145793
Street Address	2406 SUGAR CT SW
City	CONCORD
State	NC
Zip	28027-8939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-CD
Legal Description	LT 2 ROBERTA RIDGE
Legal Subdivision	ROBERTA RIDGE
Legal Lot Number	2
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	3
Census Block	3022
Census Tract	42000

Owner

2406 Sugar Ct SW is owned and occupied by two individuals who bought it in April 2021.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2406 SUGAR CT SW, CONCORD, NC 28027-8939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on File
Deed Sale	Apr 21, 2021 · Amount on File
Deed Book / Page	15108 / 285
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 21, 2021
Property Address	2406 SUGAR CT SW, CONCORD, NC 28027-8939
Document Number	0015108285
Book / Page	15108 / 285
Map Reference	MB 78 PG 56
Instrument Date	Apr 21, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$614.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, 8001, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 SUGAR CT SW, CONCORD, NC 28027-8939

Mortgage

Document Number	0015108287
Date	Apr 21, 2021
Instrument	15108/287

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,250 Land $89,000 Building $284,250
2024			$373,250 (+62.53%) Land $89,000 Building $284,250
2023	$2,802.00	$229,650 Land $45,000 Building $184,650	$229,650 Land $45,000 Building $184,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2406 Sugar Ct SW in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (2008–2020)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2406 Sugar Ct SW is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20