2406 Spruce St, Norfolk, VA 23513 Property Records

Norfolk City property record for 2406 Spruce St, Norfolk, VA 23513

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,577 sqft · built 1963
Lot Size0.18 acres (7,832 sqft)
OwnerIndividual Name on File
Last Sale$172,000 (Sep 2021)
Tax Bill$3,129 (2025)
Deeds & MortgagesJun 2022 Transfer
Sep 2021 Sale & Mortgage
+ 1 more
APN31396475

Property Details

APN / Parcel Number

Primary APN31396475

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area1,577 sqft Total Area
AtticAttic
Attic Area1,577 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleDuplex Single
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,832 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater

Location & Zoning

Street Address2406 SPRUCE ST
CityNORFOLK
StateVA
Zip23513-4339
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLOTS 23, 24, 25 BLK 13 E. COLEMAN
Legal SubdivisionEAST COLEMAN PLACE
Legal Block13
Legal Lot Number23-25
JurisdictionNORFOLK CITY VA
Township / Civil DivisionNORFOLK
Census Block Group3
Census Block3006
Census Tract6100

Owner

Source: Norfolk City records · APN 31396475

Assessment roll updated September 25, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2406 SPRUCE ST, NORFOLK, VA 23513-4339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2022Transfer on Death Deed, Transfer
Sep 28, 2021Warranty Deed, Transfer · FHA Mortgage
NEW AMERICAN FUNDING
Jun 10, 2020Warranty Deed, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 28, 2021 · Amount on Record
Deed SaleSep 28, 2021 · Amount on Record
Prior SaleJun 10, 2020 · Amount on Record
Deed Document Number202130289
Last Transfer DateMay 31, 2022
Transfer Doc0000013872
Record UpdatedJun 08, 2026

June 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionNORFOLK CITY VA
Recording DateJun 01, 2022
Property Address2406 SPRUCE ST, NORFOLK, VA 23513-4339
Document Number0220013872
Instrument DateMay 31, 2022
Instrument220013872
Transaction TypeTransfer
Record UpdatedJun 22, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORFOLK CITY VA
Recording DateSep 28, 2021
Property Address2406 SPRUCE ST, NORFOLK, VA 23513-4339
Document Number210030289
Instrument DateSep 27, 2021
Instrument210030289
Transaction TypeTransfer
Record UpdatedOct 21, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2406 SPRUCE ST, NORFOLK, VA 23513-4339

Mortgage

Document Number210030290
DateSep 28, 2021
Instrument210030290
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORFOLK CITY VA
Recording DateJun 10, 2020
Property Address2406 SPRUCE ST, NORFOLK, VA 23513-4339
Document Number200012945
Instrument DateJun 02, 2020
Instrument200012945
Transaction TypeTransfer
Record UpdatedSep 10, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2406 SPRUCE ST, NORFOLK, VA 23513-4339

Mortgage

Document Number200012946
DateJun 10, 2020
Instrument200012946
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Norfolk City records · Assessment roll updated September 25, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityNorfolk City
Unified School DistrictNorfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,129.00 (+13.33%)$254,400 (+15.17%) Land $92,500 Building $161,900$254,400 (+15.17%) Land $92,500 Building $161,900
2023$2,761.00$220,900 Land $92,500 Building $128,400$220,900 Land $92,500 Building $128,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (1990–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2016 · Hurricane Matthew

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 421 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF NORFOLK
serves 234,220 people
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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