2406 Skylark Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 2406 Skylark Dr, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,197 sqft · built 1961
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jan 2003)
Tax Bill	$5,153 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`151-231-02-00`

Property Details

APN / Parcel Number

Primary APN	`151-231-02-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,197 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	7,500 sqft (0.172 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2406 SKYLARK DR
City	OCEANSIDE
State	CA
Zip	92054-5744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 97 TR 004332
Legal Subdivision	SKYLARK TERRACE
Legal Tract	004332
Legal Block	2
Legal Lot Number	97
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18504

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2406 SKYLARK DR, OCEANSIDE, CA 92054-5744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Sep 3, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC COAST HOME MORTGAGE PACIFIC COAST HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2003 · Amount on Record
Deed Sale	Jan 29, 2003 · Amount on Record
Prior Sale	Oct 5, 1998 · Amount on Record
Deed Document Number	2003106002
Prior Transfer Date	Oct 11, 1994
Prior Transfer Doc	0000640175
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2406 SKYLARK DR, OCEANSIDE, CA 92054-5744
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 SKYLARK DR, OCEANSIDE, CA 92054-5744

Mortgage

Document Number	0000583180
Date	Aug 16, 2021
Instrument	2021-0583180

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 3, 2019
Property Address	2406 SKYLARK DR, OCEANSIDE, CA 92054-5744
Document Number	0000378321
Map Reference	MAP 4332
Instrument Date	Aug 25, 2019
Instrument	2019-0378321
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2406 SKYLARK DR, OCEANSIDE, CA 92054-5744

Mortgage

Document Number	0000378322
Date	Sep 3, 2019
Instrument	2019-0378322

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2406 SKYLARK DR, OCEANSIDE, CA 92054-5744
Document Number	0000162729
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2406 SKYLARK DR OCEANSIDE CA 920545744, OCEANSIDE, CA 92054-5744

Mortgage

Document Number	0000162729
Date	Apr 11, 2017
Instrument	162729

Lender

Name	PACIFIC COAST HOME MORTGAGE PACIFIC COAST HOME MORTGAGE
Type	Funding / Finance Company
Address	OCEANSIDE, CA 92054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$472,714 (+2%) Land $295,449 Building $177,265
2025	$5,153.00 (+5.25%) Homeowner's exemption	$463,446 (+4.04%) Land $289,656 Building $173,790
2023	$4,896.00 (+1.58%) Homeowner's exemption	$445,452 Land $278,409 Building $167,043
2022	$4,820.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1985–2018)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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