Osceola County property record for 2406 Seven Oaks Dr, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,550 sqft · built 2018 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $194,505 (Jun 2018) |
| Tax Bill | $2,693 (2025) |
| Deeds & Mortgages | Apr 2025 Transfer Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-26-30-0059-0001-1020 |
| Primary APN | 27-26-30-0059-0001-1020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,550 sqft Living Area |
| Gross Area | 2,078 sqft |
| 1st Floor Area | 672 sqft |
| Upper Floors Area | 878 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 86 ft deep x 22 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 108 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2406 SEVEN OAKS DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR3 |
| Legal Description | OAK RIDGE PB 18 PG 127-131 A PORTION OF LOTS 101 & 102 DESCRIBED AS FOLLOWS: ELY 6.17 FT OF LOT 101 AND WLY 17.83 FT OF LOT 102 AKA UNIT 62 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 27 |
| Legal Subdivision | OAK RIDGE |
| Legal Tract | 59 |
| Legal Block | 1020 |
| Legal Lot Number | 102 |
| Legal Unit | 62 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 43207 |
Source: Osceola County records, as of January 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2406 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7817 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 28, 2025 | Intrafamily Transfer, Transfer |
| Jun 7, 2018 | Special Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2018 · Amount on Record |
| Deed Sale | Jun 7, 2018 · Amount on Record |
| Prior Sale | Jan 16, 2013 · Amount on Record |
| Deed Document Number | 201888743 |
| Deed Book / Page | 5346 / 2581 |
| Last Transfer Date | Apr 28, 2025 |
| Transfer Doc | 0067771756 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 28, 2025 |
| Property Address | 2406 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7817 |
| Document Number | 0067771756 |
| Book / Page | 6777 / 1756 |
| Map Reference | MB 18 PG 127 |
| Instrument Date | Apr 28, 2025 |
| Instrument | 2025052869 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2406 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7817 |
| Name | Verified Name |
|---|---|
| Address | 2406 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7817 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 7, 2018 |
| Property Address | 2406 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7817 |
| Document Number | 0053462581 |
| Book / Page | 5346 / 2581 |
| Map Reference | MB18 OG127-131 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 2018088743 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,362.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2255 GLADES RD # RD324A, 2255, BOCA RATON, FL 33431-7382 |
| Name | Verified Name |
|---|---|
| Address | 2406 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7817 |
| Document Number | 2018088744 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | 2018088744 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,693.00 (+3.62%) | $193,368 (+5.99%) | $257,000 (-8.93%) Land $40,000 Building $217,000 |
| 2024 | $2,599.00 (+2.89%) | ||
| 2023 | $2,526.00 (+3.82%) Homeowner's exemption | $182,446 (+3%) | $282,200 (+33.74%) Land $14,900 Building $267,300 |
| 2022 | $2,433.00 Homeowner's exemption | $177,133 | $211,000 Land $14,900 Building $196,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: AT&T, Xfinity.
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