2406 NW 40th Cir, Boca Raton, FL 33431 Property Records

Palm Beach County property record for 2406 NW 40th Cir, Boca Raton, FL 33431

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,597 sqft · built 1983
Lot Size	0.325 acres (14,179 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (Mar 2020)
Tax Bill	$10,215 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-42-47-11-04-000-0230`

Property Details

APN / Parcel Number

Primary APN	`06-42-47-11-04-000-0230`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,597 sqft Living Area
Gross Area	3,842 sqft
1st Floor Area	2,597 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	14,179 sqft (0.325 acres)
Lot Dimensions	192 ft deep x 74 ft wide
Garage Area	550 sqft

Exterior Amenities

Pool Area	106 sqft
Porch	Open Porch
Porch Area	667 sqft
Patio Area	560 sqft
Storage Building	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	2406 NW 40TH CIR
City	BOCA RATON
State	FL
Zip	33431-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-D
Legal Description	MILLPOND NORTH LOT 23
Legal Range	42E
Legal Township	47S
Legal Section	11
Legal Subdivision	MILLPOND NORTH
Legal Lot Number	23
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOCA RATON
Census Block Group	2
Census Block	2001
Census Tract	7008

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2406 NW 40TH CIR, BOCA RATON, FL 33431-5409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHOICE MORTGAGE BANK
Mar 20, 2020	Warranty Deed, Transfer · Conventional Mortgage CHOICE MORTGAGE
Nov 19, 2019	Warranty Deed, Transfer · Conventional with PMI BET-TER HLDGS LLC
Jun 25, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2020 · Amount on Record
Deed Sale	Mar 20, 2020 · Amount on Record
Prior Sale	Nov 19, 2019 · Amount on Record
Deed Document Number	20200108090
Deed Book / Page	31311 / 495
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	2406 NW 40TH CIR, BOCA RATON, FL 33431-5409
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 NW 40TH CIR, BOCA RATON, FL 33431-5409

Mortgage

Document Number	0336261359
Date	Jun 9, 2022
Book Page	33626/1359
Instrument	20220250541

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	2406 NW 40TH CIR, BOCA RATON, FL 33431-5409
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 NW 4TH AVE, BOCA RATON, FL 33431

Mortgage

Document Number	0327460794
Date	Aug 4, 2021
Book Page	32746/794
Instrument	20210361014

Lender

Name	CHOICE MORTGAGE BANK
Type	Mortgage Company
Address	BOCA RATON, FL 33432

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 20, 2020
Property Address	2406 NW 40TH CIR, BOCA RATON, FL 33431-5409
Document Number	0313110495
Book / Page	31311 / 495
Map Reference	MB 43 PG 34&35
Instrument Date	Mar 12, 2020
Instrument	20200108090
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	QUAKER TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8339 NW 7TH CT, 8339, BOCA RATON, FL 33487-1366

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 NW 40TH CIR, BOCA RATON, FL 33431-5409

Mortgage

Document Number	0313110497
Date	Mar 20, 2020
Instrument	31311/0497

Lender

Name	CHOICE MORTGAGE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 19, 2019
Property Address	2406 NW 40TH CIR, BOCA RATON, FL 33431-5409
Document Number	0310341189
Book / Page	031034 / 001189
Instrument Date	Nov 6, 2019
Instrument	424419
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	QUAKER TITLE AND ESCROW, QUAKER TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,654.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	128 LANCASTER RD BOYNTON BEACH FL 334268432, BOYNTON BEACH, FL 33426-8432

Mortgage

Document Number	310341191
Date	Nov 19, 2019
Book Page	031034/001191
Instrument	424420

Lender

Name	BET-TER HLDGS LLC
Address	BOCA RATON, FL 33496

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jun 25, 2019
Property Address	2406 NW 40TH CIR, BOCA RATON, FL 33431-5409
Document Number	0307051690
Book / Page	030705 / 001690
Instrument Date	Jun 17, 2019
Instrument	231783
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6170 C DURHAM DR LAKE WORTH FL 334678713, LAKE WORTH, FL 33467-8713

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boca Raton City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,215.00 (+5.34%) Homeowner's exemption	$617,759 (+5.99%)	$966,699 (+2.73%) Land $440,287 Building $526,412
2023	$9,697.00 (+0.91%) Homeowner's exemption	$582,863 (+3%)	$941,043 (+37.37%) Land $407,888 Building $533,155
2022	$9,610.00 Homeowner's exemption	$565,886	$685,057 Land $277,200 Building $407,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	16 (1979–1999)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Oct 1999 · Hurricane Irene
Claims by Event	Hurricane Irene, Oct 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOCA RATON WTP serves 130,000 people · EPA ID FL4500130
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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