Lorain County property record for 2406 Merriment Dr, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | built 2024 |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Mar 2025) |
| Tax Bill | $5,134 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage Mar 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00-046-000-065 |
| Primary APN | 05-00-046-000-065 |
|---|
| Year Built | Built 2024 |
|---|---|
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 98 sqft |
| Canopy | 98 sqft |
| Street Address | 2406 MERRIMENT DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-1954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOUR SEASONS AT SANDSTONE SUBDIVISION 50 X 110 |
| Legal Subdivision | FOUR SEASONS AT SANDSTONE SUBDIVISION |
| Legal Lot Number | 42 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AMHERST |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 57100 |
Source: Lorain County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2406 MERRIMENT DR, ELYRIA, OH 44035-1954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 28, 2024 | Deed of Trust, Mortgage · Unknown WILMINGTON TRUST NA |
| Mar 3, 2025 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2025 · Amount on Record |
| Deed Sale | Mar 3, 2025 · Amount on Record |
| Deed Document Number | 202544191 |
| Prior Transfer Date | Aug 14, 2024 |
| Prior Transfer Doc | 0000042258 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2406 MERRIMENT DR, ELYRIA, OH 44035-1954 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Title Company | FRENCHCREEK TITLE AGENCY LIMITED, FRENCH CREEK TITLE AGCY LTD |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000024482 |
|---|---|
| Date | Aug 28, 2024 |
| Instrument | 2024-0024482 |
| Name | WILMINGTON TRUST NA |
|---|---|
| Type | Bank |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 3, 2025 |
| Property Address | 2406 MERRIMENT DR, ELYRIA, OH 44035-1954 |
| Document Number | 0000044191 |
| Map Reference | VOL 115 PG 87-93 |
| Instrument Date | Feb 11, 2025 |
| Instrument | 2025-0044191 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2406 MERRIMENT DR, ELYRIA, OH 44035-1954 |
| Document Number | 0000044192 |
|---|---|
| Date | Mar 3, 2025 |
| Instrument | 2025-0044192 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Amherst Township |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,134.00 | $116,500 (+454.76%) Land $26,250 Building $90,250 | $332,850 (+454.75%) Land $75,000 Building $257,850 |
| 2024 | $21,000 Land $21,000 | $60,000 Land $60,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Also Mapped Here | RURAL LORAIN CO. WATER A |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G (outdoors only) and 4G LTE
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