FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
2406 JOHNSON AVE, SAN LUIS OBISPO, CA 93401-5350
Mortgage
Document Number
0000002747
Date
Jan 30, 2023
Instrument
2023002747
Lender
Name
SESLOC FCU
Type
Credit Union
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
181 Months
Due
Feb 1, 2038
Interest
Rate Type
Adjustable Rate
Rate
8%
Type Change Date
Feb 1, 2024
Change Frequency
Annually
Min Rate At Change
8%
Max Rate At Change
13%
Index
1-Year T-Bill
Max Rate
13%
July 2026: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Jul 15, 2026
Property Address
2406 JOHNSON AVE, SAN LUIS OBISPO, CA 93401-5350
Document Number
0000022104
Instrument Date
Jan 4, 2023
Instrument
202622104
Transaction Type
Transfer
Record Updated
Jul 22, 2026
Title Company
FIDELITY NATIONAL TITLE
Transaction
Amount
Amount on Record
Tax
$57,716.45
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
2406 JOHNSON AVE, SAN LUIS OBISPO, CA 93401-5350
September 2020: Correction Deed
Document Type
Correction Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Sep 28, 2020
Property Address
2406 JOHNSON AVE, SAN LUIS OBISPO, CA 93401-5350
Document Number
0000053671
Instrument Date
Sep 28, 2020
Instrument
53671
Record Updated
Oct 16, 2020
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Living Trust
Address
2410 JOHNSON AVE SAN LUIS OBISPO CA 934015350, SAN LUIS OBISPO, CA 93401-5350
September 2020: Correction Deed
Document Type
Correction Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Sep 28, 2020
Property Address
2406 JOHNSON AVE, SAN LUIS OBISPO, CA 93401-5350
Document Number
0000053670
Instrument Date
Sep 26, 2020
Instrument
53670
Record Updated
Oct 16, 2020
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Separate Estate/Property
Address
2410 JOHNSON AVE SAN LUIS OBISPO CA 934015350, SAN LUIS OBISPO, CA 93401-5350
September 2020: Correction Deed
Document Type
Correction Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Sep 28, 2020
Property Address
2406 JOHNSON AVE, SAN LUIS OBISPO, CA 93401-5350
Document Number
0000053669
Instrument Date
Jul 29, 2020
Instrument
53669
Record Updated
Oct 16, 2020
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Separate Estate/Property
Address
2410 JOHNSON AVE SAN LUIS OBISPO CA 934015350, SAN LUIS OBISPO, CA 93401-5350
Tax Assessment & Valuation
The 2025 property tax bill for 2406 Johnson Ave was $5,957.
Source: San Luis Obispo County assessment roll, as of August 6, 2025
Property Jurisdictions
Type
Name
State
California
County
San Luis Obispo County
Municipality
San Luis Obispo City
Unified School District
San Luis Coastal Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2025
$5,957.00
$540,487Land $540,487
2023
$1,580.00 (+6.68%)
$142,813Land $142,813
2022
$1,481.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 2406 Johnson Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
4 in force
Nearby Flood Claims
3 (1991–2023)
Claims Outside the SFHA
3 of 3
Most Recent Claim
Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 2406 Johnson Ave is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood
0.2% annual chance
Exposure
Indirect within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SAN LUIS OBISPO WATER DEPARTMENT serves 49,534 people · EPA ID CA4010009
Water Source
Surface water
Last State Inspection
Oct 2024
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
Verizon Fixed Wireless
300 / 20
Surfnet Communications Fixed Wireless
100 / 20
May also be available: Astound Broadband, AT&T, Peak WiFi.