2406 Graystone Ln, Frederick, MD 21702 Property Records

Frederick County property record for 2406 Graystone Ln, Frederick, MD 21702 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 1996
Square Footage	3,388 sqft Living Area
Lot Size	10,572 sqft (0.243 acres)
Garage	Attached, 420 sqft
Occupancy	Owner Occupied
Last Sale	$620,000 (2025)
Tax Bill	$8,762.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`02-187280`
Alternative APNs	`2187280` `187280`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,388 sqft Living Area
Gross Area	3,808 sqft Gross Area
1st Floor	1,426 sqft 1st Floor
Basement Area	1,000 sqft Basement
Finished Basement	1,000 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	10,572 sqft (0.243 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Patio Area	480 sqft Patio
Porch	Open Porch
Porch Area	192 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	187280
Street Address	2406 GRAYSTONE LN
City	FREDERICK
State	MD
Zip	21702-9426
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 60 SEC 8 PLAT 10 10,572 SQ. FT. WHITTIER PND
Legal Subdivision	WHITTIER POND
Legal Lot Number	60
Jurisdiction	FREDERICK MD
Minor Civil Division	21, TUSCARORA
Census Blockgroup	4
Census Block	4016
Census Tract	751202

Owner

Source: Frederick County records · APN 02-187280

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2406 GRAYSTONE LN, FREDERICK, MD 21702-9426
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	Apr 07, 2014 · Amount on Record
Prior Transfer Date	May 13, 2013
Prior Transfer Doc	0095590090
Record Refreshed	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2406 GRAYSTONE LN, FREDERICK, MD 21702-9426
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	COMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 GRAYSTONE LN, FREDERICK, MD 21702-9426

Mortgage

Document Number	0157470362
Date	Feb 23, 2022
Book Page	15747/362

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$514,900 (+19.29%) Land $126,100 Building $388,800	$514,900 (-) Land $126,100 Building $388,800
2024	$8,762.00 (+11.66%)
2023	$7,847.00	$431,633	$514,900 Land $126,100 Building $388,800

Flood & Wildfire

2406 Graystone Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.