2406 George R James, Eads, TN 38028 Property Records

Shelby County property record for 2406 George R James, Eads, TN 38028

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,840 sqft · built 2020
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on File
Last Sale	$99,900 (Oct 2018)
Tax Bill	$6,387 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D0-211-0-0064`

Property Details

APN / Parcel Number

Primary APN	`D0-211-0-0064`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,840 sqft Living Area
Gross Area	5,968 sqft
1st Floor Area	4,185 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	261,360 sqft
Garage Type	Attached
Garage Area	1,128 sqft
Porch	Open Porch
Patio Area	216 sqft
Pole Barn	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2406 GEORGE R JAMES
City	EADS
State	TN
Zip	38028-4900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA
Legal Description	ES GEORGE R JAMES RD
Legal Subdivision	C B SEWARD ESTATE NEAR EADS
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	2
Census Block	2000
Census Tract	21023

Owner

2406 George R James is owned and occupied by two individuals who bought it in October 2018.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2406 GEORGE R JAMES, EADS, TN 38028-4900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage TRUSTMARK NAT'L BK
Jul 14, 2020	Loan Modification, Mortgage TRUSTMARK NAT'L BK
Jul 2, 2019	Deed of Trust, Construction Loan · Construction Mortgage TRUSTMARK NAT'L BK
Oct 18, 2018	Warranty Deed, Transfer CLOSETRAK LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2018 · Amount on File
Deed Sale	Oct 18, 2018 · Amount on File
Prior Sale	Sep 18, 2012 · Amount on File
Deed Document Number	2018107085
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	2406 GEORGE R JAMES, EADS, TN 38028-4900
Document Number	0000110792
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	MIDSOUTH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2406 GEORGE R JAMES EADS TN 38028, EADS, TN 38028

Mortgage

Document Number	0000110792
Date	Oct 9, 2020
Instrument	110792

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 8, 2035

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY TN
Property Address	2406 GEORGE R JAMES, EADS, TN 38028-4900
Document Number	0000081366
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	668 HARTFORD DR MEMPHIS TN 38134, MEMPHIS, TN 38134

Mortgage

Document Number	0000081366
Date	Aug 5, 2020
Instrument	81366

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	MOBILE, AL 36602

Agreement

Term	12 Months
Due	Aug 4, 2021

July 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Recording Date	Jul 2, 2019
Property Address	2406 GEORGE R JAMES, EADS, TN 38028-4900
Document Number	0000066154
Instrument Date	Jul 2, 2019
Instrument	66154
Transaction Type	Construction Loan
Record Updated	Aug 19, 2020
Title Company	MID SOUTH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 GEORGE R JAMES EADS TN 38028, EADS, TN 38028

Mortgage

Document Number	0000066154
Date	Jul 2, 2019
Instrument	66154

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	MOBILE, AL 36602

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2020

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Oct 18, 2018
Property Address	2406 GEORGE R JAMES, EADS, TN 38028-4900
Document Number	0000107085
Instrument Date	Oct 10, 2018
Instrument	107085
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	CLOSETRAK LLC

Transaction

Amount	Amount on Record
Tax	$369.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2406 GEORGE R JAMES EADS TN 38028, EADS, TN 38028

Tax Assessment & Valuation

The 2025 property tax bill for 2406 George R James was $6,387.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,387.00	$237,450 Land $50,125 Building $187,325	$949,800 Land $200,500 Building $749,300
2023		$166,950 Land $50,125 Building $116,825
2022	$5,659.00
2021			$667,800 Land $200,500 Building $467,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2406 George R James in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2406 George R James is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	25 / 5

May also be available: Aeneas Communications, T-Mobile, Xfinity.

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