2406 Decoy Dr, Mesquite, TX 75181 Property Records

Dallas County property record for 2406 Decoy Dr, Mesquite, TX 75181

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,767 sqft · built 1998
Lot Size	0.172 acres (7,473 sqft)
Owner	2 Individual Names on File
Last Sale	$141,500 (Apr 1999)
Tax Bill	$6,726 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-05387-007-040-0000`

Property Details

APN / Parcel Number

Primary APN	`38-05387-007-040-0000`
Alternative APN	`380538700704000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,767 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,473 sqft (0.172 acres)
Lot Dimensions	115 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	380538700704000
Street Address	2406 DECOY DR
City	MESQUITE
State	TX
Zip	75181-4623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z372
Legal Description	CREEK CROSSING ESTATES 7 PH 2 BLK 7 LT 40 VOL99083/0634 DD04231999 CO-DC 0538700704000 1CM05387007
Legal Subdivision	CREEK CROSSING ESTATES 7 PH 2
Legal Tract	5387
Legal Block	7
Legal Lot Number	40
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1008
Census Tract	17308

Owner

2406 Decoy Dr is owned and occupied by two individuals who bought it in April 1999.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2406 DECOY DR, MESQUITE, TX 75181-4623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Mar 28, 2017	Deed of Trust, Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 1999 · Amount on File
Deed Sale	Apr 29, 1999 · Amount on File
Deed Book / Page	99083 / 634
Prior Transfer Date	Apr 23, 1999
Prior Transfer Doc	9908000634
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	2406 DECOY DR, MESQUITE, TX 75181-4623
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 DECOY DR, MESQUITE, TX 75181-4623

Mortgage

Document Number	0000032440
Date	Feb 16, 2024
Instrument	202400032440

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	2406 DECOY DR, MESQUITE, TX 75181-4623
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100204554
Date	Jul 9, 2021
Instrument	202100204554

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	2406 DECOY DR, MESQUITE, TX 75181-4623
Document Number	0000095397
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	Apr 21, 2017
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 DECOY DR MESQUITE TX 751814623, MESQUITE, TX 75181-4623

Mortgage

Document Number	0000095397
Date	Apr 5, 2017
Instrument	95397

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 4, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2406 Decoy Dr was $6,726 with exemptions applied, up 6.1% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Mesquite City
Unified School District	Mesquite Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,700 (-9.44%) Land $85,000 Building $251,700	$336,700 (-9.44%) Land $85,000 Building $251,700
2025	$6,726.00 (+6.09%) Homeowner's exemption	$371,810 Land $85,000 Building $286,810	$371,810 Land $85,000 Building $286,810
2024	$6,340.00 (+11.25%)
2023	$5,699.00 (-6.05%) Homeowner's exemption	$316,910 Land $55,000 Building $261,910	$316,910 Land $55,000 Building $261,910
2022	$6,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2406 Decoy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2406 Decoy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESQUITE serves 158,412 people · EPA ID TX0570014
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

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