2406 Cobblestone Way, Frederick, MD 21702 Property Records

Frederick County property record for 2406 Cobblestone Way, Frederick, MD 21702 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,204 sqft · built 1999
Lot Size	0.332 acres (14,438 sqft)
Owner	Individual Name on File
Last Sale	$417,000 (Feb 2017)
Tax Bill	$10,145 (2025)
Deeds & Mortgages	May 2024 Mortgage Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-212595`

Property Details

APN / Parcel Number

Primary APN	`02-212595`
Alternative APNs	`2212595` `212595`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,204 sqft Living Area
Gross Area	3,710 sqft
1st Floor Area	1,422 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,438 sqft (0.332 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	304 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	212595
Street Address	2406 COBBLESTONE WAY
City	FREDERICK
State	MD
Zip	21702-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 85 SECTION 9 PLAT 11-14,438 SQ. FT. WHITTIER PND
Legal Subdivision	WHITTIER POND
Legal Lot Number	85
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	4
Census Block	4015
Census Tract	751202

Owner

Source: Frederick County records · APN 02-212595

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2406 COBBLESTONE WAY, FREDERICK, MD 21702-2626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
May 20, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGEPROS LLC
Jul 28, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 23, 2026	Deed of Trust, Mortgage · VA Mortgage EXTREME LOANS LLC
Feb 23, 2026	Intrafamily Transfer, Transfer · VA Mortgage EXTREME LOANS LLC
Oct 28, 2020	Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI PENNYMAC
Oct 28, 2020	Loan Modification, Mortgage · FHA Mortgage PENNYMAC
Feb 02, 2017	Grant Deed, Transfer · VA Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 03, 2017 · Amount on Record
Deed Sale	Feb 03, 2017 · Amount on Record
Prior Sale	Oct 06, 2008 · Amount on Record
Deed Document Number	201711651-0330
Deed Book / Page	11651 / 330
Last Transfer Date	Dec 23, 2025
Transfer Doc	0177360058
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2406 COBBLESTONE WAY, FREDERICK, MD 21702-2626
Transaction Type	Mortgage
Record Updated	Mar 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 COBBLESTONE WAY, FREDERICK, MD 21702-2626

Mortgage

Document Number	0168700378
Date	May 20, 2024
Book Page	16870/378

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2406 COBBLESTONE WAY, FREDERICK, MD 21702-2626
Transaction Type	Mortgage
Record Updated	Mar 09, 2026
Title Company	ELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NATL SETMNT SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 COBBLESTONE WAY, FREDERICK, MD 21702

Mortgage

Document Number	0151340357
Date	Jul 28, 2021
Book Page	15134/357

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2406 COBBLESTONE WAY, FREDERICK, MD 21702-2626
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	AMERICAN E-TITLE CORPORATION, AMERICAN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 COBBLESTONE WAY, FREDERICK, MD 21702-2626

Mortgage

Document Number	0176950139
Date	Jan 23, 2026
Book Page	17695/139

Lender

Name	EXTREME LOANS LLC
Type	Mortgage Company
Address	48403

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Feb 23, 2026
Property Address	2406 COBBLESTONE WAY, FREDERICK, MD 21702-2626
Document Number	0177360058
Book / Page	17736 / 58
Map Reference	MB 61 PG 42
Instrument Date	Dec 23, 2025
Transaction Type	Transfer
Record Updated	Mar 09, 2026
Title Company	AMERICAN E-TITLE CORPORATION, AMERICAN TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2406 COBBLESTONE WAY, FREDERICK, MD 21702-2626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 COBBLESTONE WAY, FREDERICK, MD 21702-2626

Mortgage

Document Number	0017695139
Date	Feb 23, 2026
Instrument	17695/139

Lender

Name	EXTREME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2056

October 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	FREDERICK MD
Property Address	2406 COBBLESTONE WAY, FREDERICK, MD 21702-2626
Document Number	0143660298
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 COBBLESTONE WAY FREDERICK MD 217022626, FREDERICK, MD 21702-2626

Mortgage

Document Number	0143660298
Date	Dec 15, 2020
Book Page	014366/000298

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

Interest

Rate	3.25%

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	2406 COBBLESTONE WAY, FREDERICK, MD 21702-2626
Document Number	0143660298
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 02, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 COBBLESTONE WAY FREDERICK MD 217022626, FREDERICK, MD 21702-2626

Mortgage

Document Number	0143660298
Date	Dec 14, 2020
Book Page	014366/000298

Lender

Name	PENNYMAC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 02, 2017
Property Address	2406 COBBLESTONE WAY, FREDERICK, MD 21702-2626
Document Number	0116510330
Book / Page	011651 / 000330
Instrument Date	Jan 20, 2017
Transaction Type	Transfer
Record Updated	Feb 02, 2021
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$417.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2406 COBBLESTONE WAY FREDERICK MD 217022626, FREDERICK, MD 21702-2626

Mortgage

Document Number	116510337
Date	Feb 02, 2017
Book Page	011651/000337

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	DENVER, CO 80231

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,145.00 (+8.41%)	$551,000 (+19.63%) Land $126,800 Building $424,200	$551,000 (-) Land $126,800 Building $424,200
2024	$9,358.00 (+11.83%)
2023	$8,368.00	$460,600	$551,000 Land $126,800 Building $424,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217512024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 341 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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