Montgomery County property record for 2406 Churchill Rd, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,576 sqft · built 1947 |
| Lot Size | 0.221 acres (9,635 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Jun 2026) |
| Tax Bill | $6,163 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01125548 |
| Primary APN | 13-01125548 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,576 sqft Living Area |
| Gross Area | 1,924 sqft |
| 1st Floor Area | 638 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 9,635 sqft (0.221 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 204 sqft |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01125548 |
|---|---|
| Street Address | 2406 CHURCHILL RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-5418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | MCKENNEY HILLS |
| Legal Subdivision | MCKENNEY HILLS |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 704000 |
2406 Churchill Rd is owned and occupied by two individuals who bought it in June 2026.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2406 CHURCHILL RD, SILVER SPRING, MD 20902-5418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 3, 2026 | Deed, Transfer · Conventional Mortgage LOWER LLC |
| Jul 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 13, 2018 | Quit Claim Deed, Transfer · FHA Mortgage JG WENTWORTH HM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on File |
| Deed Sale | Jun 3, 2026 · Amount on File |
| Prior Sale | May 5, 1998 · Amount on File |
| Deed Book / Page | 70564 / 85 |
| Prior Transfer Date | Jan 8, 2018 |
| Prior Transfer Doc | 0556420273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2406 CHURCHILL RD, SILVER SPRING, MD 20902-5418 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 2406 CHURCHILL RD, SILVER SPRING, MD 20902-5418 |
| Investor | Possibly a Property Investor |
| Document Number | 0646810282 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 64681/282 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 3, 2026 |
| Property Address | 2406 CHURCHILL RD, SILVER SPRING, MD 20902-5418 |
| Document Number | 7056000085 |
| Book / Page | 70564 / 85 |
| Instrument Date | Jun 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $707,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2406 CHURCHILL RD, SILVER SPRING, MD 20902-5418 |
| Document Number | 7056000096, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 70564/96 |
| Name | LOWER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2406 CHURCHILL RD, SILVER SPRING, MD 20902-5418 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0600340331 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 60034/331 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 13, 2018 |
| Property Address | 2406 CHURCHILL RD, SILVER SPRING, MD 20902-5418 |
| Document Number | 0556420273 |
| Book / Page | 055642 / 000273 |
| Instrument Date | Jan 8, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2406 CHURCHILL RD SILVER SPRING MD 209025418, SILVER SPRING, MD 20902-5418 |
| Document Number | 556420279 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 055642/000279 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 12, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2406 Churchill Rd was $6,163, down 4.6% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $543,367 (+3.61%) | $562,300 (-) Land $299,100 Building $263,200 | |
| 2025 | $6,163.00 (-4.57%) | $524,433 | $562,300 Land $299,100 Building $263,200 |
| 2024 | $6,458.00 | ||
| 2023 | $505,500 Land $299,100 Building $206,400 | $505,500 Land $299,100 Building $206,400 | |
| 2022 | $5,459.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2406 Churchill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Feb 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2406 Churchill Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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