2406 Caledonian St, Clermont, FL 34711 Property Records

Lake County property record for 2406 Caledonian St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,020 sqft · built 2003
Lot Size	0.156 acres (6,793 sqft)
Owner	2 Trust Names on File
Last Sale	$243,600 (Dec 2003)
Tax Bill	$2,684 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-22-26-1917-000-01400`

Property Details

APN / Parcel Number

Primary APN	`16-22-26-1917-000-01400`
Alternative APNs	`262216191700001400` `3818802`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,020 sqft Living Area
Gross Area	2,710 sqft
1st Floor Area	1,654 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,793 sqft (0.156 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	426 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3818802
Street Address	2406 CALEDONIAN ST
City	CLERMONT
State	FL
Zip	34711-6483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT GREENS PHASE 2C PB 49 PG 88-90 LOT 14 ORB 2477 PG 185 ORB 3146 PG 1098 ORB 3902 PG 693 ORB 4362 PG 1120
Legal Range	26E
Legal Township	22S
Legal Section	16
Legal Subdivision	SUMMIT GREENS PHASE 2C
Legal Tract	Q
Legal Lot Number	14
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1049
Census Tract	31319

Owner

2406 Caledonian St is owner-occupied and held in a trust since July 2013.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Trust Names on File
Mailing Address	2406 CALEDONIAN ST, CLERMONT, FL 34711-6483
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Personal Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage INSIGHT CU
Mar 26, 2024	Deed of Trust, Mortgage · Line of Credit INSIGHT CU
Sep 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage INSIGHT CU
Feb 28, 2020	Deed of Trust, Mortgage · Line of Credit INSIGHT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2003 · Amount on File
Deed Sale	Dec 29, 2003 · Amount on File
Deed Book / Page	2477 / 185
Last Transfer Date	Jul 26, 2013
Transfer Doc	0043621120
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2406 CALEDONIAN ST, CLERMONT, FL 34711-6483
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 CALEDONIAN ST, CLERMONT, FL 34711-6483

Mortgage

Document Number	0058381437
Date	Nov 16, 2021
Book Page	5838/1437
Instrument	2021159322

Lender

Name	INSIGHT CU
Type	Credit Union
Address	LEESBURG, FL 34748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2406 CALEDONIAN ST, CLERMONT, FL 34711-6483
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 CALEDONIAN ST, CLERMONT, FL 34711-6483

Mortgage

Document Number	0063060499
Date	Mar 26, 2024
Book Page	6306/499
Instrument	2024035203

Lender

Name	INSIGHT CU
Type	Credit Union
Address	WINTER SPRINGS, FL 32708

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2406 CALEDONIAN ST, CLERMONT, FL 34711-6483
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050041920
Date	Sep 27, 2017
Book Page	5004/1920
Instrument	2017102708

Lender

Name	INSIGHT CU
Type	Credit Union
Address	ORLANDO, FL 32810

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2406 CALEDONIAN ST, CLERMONT, FL 34711-6483
Document Number	0054412432
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2406 CALEDONIAN ST CLERMONT FL 347116483, CLERMONT, FL 34711-6483

Mortgage

Document Number	0054412432
Date	Mar 19, 2020
Book Page	005441/002432
Instrument	34127

Lender

Name	INSIGHT CU
Address	CASSADAGA, FL 32706

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 18, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,970 (+2.9%)	$334,648 (-) Land $90,000 Building $244,648
2025		$204,060 (+2.9%) Land $90,000 Building $114,060	$334,648 (+1.93%) Land $90,000 Building $244,648
2024	$2,684.00 (+2.25%) Homeowner's exemption	$198,310 (+3%) Land $86,240 Building $112,070	$328,314 (+2.25%) Land $86,240 Building $242,074
2023	$2,625.00 (+3.39%) Homeowner's exemption	$192,540 (+3%)	$321,102 (+14.82%) Land $86,240 Building $234,862
2022	$2,539.00 Homeowner's exemption	$186,940	$279,662 Land $44,800 Building $234,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2406 Caledonian St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2406 Caledonian St is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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