2406 12th Ave, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2406 12th Ave, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,272 sqft · built 1960
Lot Size	0.166 acres (7,250 sqft)
Owner	Company Name on Record
Last Sale	$4,501 (Dec 2015)
Tax Bill	$463 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`156K C 011`

Property Details

APN / Parcel Number

Primary APN	`156K C 011`
Alternative APN	`0000093004`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,272 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,250 sqft (0.166 acres)
Lot Dimensions	145 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000093004
Street Address	2406 12TH AVE
City	CHATTANOOGA
State	TN
Zip	37407-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 3 BLK 7 CURTIS ADDN PB 2 PG 12
Legal Subdivision	CURTIS ADDN
Legal Block	7
Legal Lot Number	3
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	4
Census Block	4001
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6021 DAYTON BLVD, CHATTANOOGA, TN 37415-1213
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit FIRST VOLUNTEER BANK
	Deed of Trust, Mortgage
Jan 17, 2019	Loan Modification, Mortgage FIRST VOLUNTEER BK
Jun 1, 2018	Loan Modification, Mortgage FIRST VOLUNTEER BK
May 4, 2017	Loan Modification, Mortgage · Line of Credit FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2015 · Amount on Record
Deed Sale	Dec 1, 2015 · Amount on Record
Deed Document Number	201591
Deed Book / Page	10620 / 875
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2406 12TH AVE, CHATTANOOGA, TN 37407-1203
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000174
Date	Jun 13, 2022
Book Page	12990/452
Instrument	2022061300174

Lender

Name	FIRST VOLUNTEER BANK
Type	Bank
Address	CHATTANOOGA, TN 37416

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jun 5, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2406 12TH AVE, CHATTANOOGA, TN 37407-1203
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	2406 12TH AVE, CHATTANOOGA, TN 37407-1203
Document Number	0318000188
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5818 N PARK RD HIXSON TN 373434619, HIXSON, TN 37343-4619

Mortgage

Document Number	0318000188
Date	Mar 18, 2019
Book Page	011590/000071
Instrument	190318000188

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	CHATTANOOGA, TN 37416

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Mar 17, 2020

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	2406 12TH AVE, CHATTANOOGA, TN 37407-1203
Document Number	0000000068
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5818 N PARK RD HIXSON TN 373434619, HIXSON, TN 37343-4619

Mortgage

Document Number	0000000068
Date	Jun 8, 2018
Book Page	011368/000882
Instrument	68

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	CHATTANOOGA, TN 37416

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 7, 2019

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	2406 12TH AVE, CHATTANOOGA, TN 37407-1203
Document Number	0000000043
Book / Page	011053 / 000488
Instrument Date	May 4, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5818 N PARK RD HIXSON TN 373434619, HIXSON, TN 37343-4619

Mortgage

Document Number	0000000043
Date	May 19, 2017
Book Page	011053/000488
Instrument	43

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	CHATTANOOGA, TN 37416

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 18, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$463.00 (+30.42%)	$30,550 (+92.44%)	$122,200 (+92.44%) Land $30,000 Building $92,200
2024	$355.00	$15,875 (-)	$63,500 (-) Land $10,000 Building $53,500
2023	$355.00	$15,875 (-)	$63,500 (-) Land $10,000 Building $53,500
2022	$355.00	$15,875	$63,500 Land $10,000 Building $53,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

Nearby Properties on 12th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures