24052 Cedar Rapids Rd, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 24052 Cedar Rapids Rd, Punta Gorda, FL 33955

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.247 acres (10,796 sqft)
Owner	Trust Name on File
Last Sale	$69,900 (Sep 2004)
Tax Bill	$323 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jul 2020 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`42-23-31-356-002`

Property Details

APN / Parcel Number

Primary APN	`42-23-31-356-002`
Alternative APNs	`0095262-228330-1` `10004731199`

Exterior

Lot Area	10,796 sqft (0.247 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004731199
Old Parcel Number	00952622283301
Street Address	24052 CEDAR RAPIDS RD
City	PUNTA GORDA
State	FL
Zip	33955-4670
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RSF3.5
Legal Description	PGI 021 0948 0019 PUNTA GORDA ISLES SEC21 BLK948 LT19 719/532 2208/1255 2550/427 3329770
Legal Range	23E
Legal Township	42S
Legal Section	31
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	948
Legal Lot Number	19
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1039
Census Tract	10506

Owner

24052 Cedar Rapids Rd, residential vacant land, is held in a trust since October 2023.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	24393 LUCAS WAY, PUNTA GORDA, FL 33955-4001
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 10, 2020	Loan Modification, Mortgage · Conventional Mortgage CHA HOLDINGS LLC
Sep 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage CHA HLDGS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2004 · Amount on File
Deed Sale	Sep 23, 2004 · Amount on File
Prior Sale	Sep 23, 2004 · Amount on File
Deed Document Number	0025500427
Last Transfer Date	Oct 24, 2023
Transfer Doc	0003329770
Record Updated	Jun 8, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 24, 2023
Property Address	24052 CEDAR RAPIDS RD, PUNTA GORDA, FL 33955-4670
Document Number	0003329770
Map Reference	MB 13 PG 1-A-1-Z-21
Instrument Date	Oct 23, 2023
Instrument	3329770
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24393 LUCAS WAY, PUNTA GORDA, FL 33955-4001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	24393 LUCAS WAY, PUNTA GORDA, FL 33955-4001

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLOTTE FL
Property Address	24052 CEDAR RAPIDS RD, PUNTA GORDA, FL 33955-4670
Document Number	0046071265
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16500 BURNT STORE RD #103 PUNTA GORDA FL 339559219, 103, PUNTA GORDA, FL 33955-9219

Mortgage

Document Number	0046071265
Date	Jul 29, 2020
Book Page	004607/001265
Instrument	2835090

Lender

Name	CHA HOLDINGS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 28, 2021

Interest

Rate	10%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	24052 CEDAR RAPIDS RD, PUNTA GORDA, FL 33955-4670
Document Number	0043590194
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16500 BURNT STORE RD #103 PUNTA GORDA FL 339559219, 103, PUNTA GORDA, FL 33955-9219

Mortgage

Document Number	0043590194
Date	Sep 17, 2018
Book Page	004359/000194
Instrument	2646142

Lender

Name	CHA HLDGS LLC
Address	19089 W DIXIE HWY, MIAMI, FL 33180-2637

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 24052 Cedar Rapids Rd was $323.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$323.00	$12,445	$40,000 Land $40,000
2023	$719.00 (+7.8%)	$10,285 (-64.41%)	$40,000 (+38.41%) Land $40,000
2022	$667.00	$28,900 Land $28,900	$28,900 Land $28,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 24052 Cedar Rapids Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 432 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	448 units insured incl. 16 condo units
Nearby Flood Claims	131 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 80 claims Hurricane Helene, Oct 2024 · 34 claims Hurricane Ian, Oct 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24052 Cedar Rapids Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

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