2405 Wekiva Ln, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2405 Wekiva Ln, Saint Cloud, FL 34769

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,152 sqft · built 1984
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on Record
Last Sale	$177,500 (Feb 2023)
Tax Bill	$2,046 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-26-30-0616-0001-0540`

Property Details

APN / Parcel Number

Primary APN	`11-26-30-0616-0001-0540`
Alternative APNs	`112630359200010540` `263011061600010540` `84121`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,536 sqft
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft
Porch	Finished Vinyl Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2405 WEKIVA LN
City	SAINT CLOUD
State	FL
Zip	34769-5082
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SMH2
Legal Description	KANUGA VILL MOBILE HOME PK PHASE II PB 4 PG 30 LOT 54
Legal Range	30E
Legal Township	26S
Legal Section	11
Legal Subdivision	KANUGA VLG MOBILE HOME PARK PH 2
Legal Phase	2
Legal Tract	616
Legal Block	1
Legal Lot Number	54
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2057
Census Tract	43303

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2745 CLUB CORTILE CIR, KISSIMMEE, FL 34746-5721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Feb 4, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2023 · Amount on Record
Deed Sale	Feb 27, 2023 · Amount on Record
Prior Sale	Feb 4, 2020 · Amount on Record
Deed Document Number	202322576
Deed Book / Page	6363 / 182
Prior Transfer Date	Jul 8, 2008
Prior Transfer Doc	0037190319
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 27, 2023
Property Address	2405 WEKIVA LN, SAINT CLOUD, FL 34769-5082
Document Number	0063630182
Book / Page	6363 / 182
Map Reference	MB 4 PG 30
Instrument Date	Jul 14, 2022
Instrument	2023022576
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	SCARAB T&E SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,242.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2405 WEKIVA LN, SAINT CLOUD, FL 34769-5082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2745 CLUB CORTILE CIR, KISSIMMEE, FL 34746-5721

Mortgage

Document Number	0063630184
Date	Feb 27, 2023
Book Page	6363/184
Instrument	2023022577

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Aug 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 4, 2020
Property Address	2405 WEKIVA LN, SAINT CLOUD, FL 34769-5082
Document Number	0056682640
Book / Page	5668 / 2640
Map Reference	MB 4 PG 30
Instrument Date	Feb 3, 2020
Instrument	2020017253
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1780 KING HENRY DR, 1780, KISSIMMEE, FL 34744-6414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 WEKIVA LN, SAINT CLOUD, FL 34769-5082

Mortgage

Document Number	0056682641
Date	Feb 4, 2020
Instrument	5668/2641

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,046.00 (+1.19%) Homeowner's exemption	$157,200 (+7.97%) Land $50,000 Building $107,200	$157,200 (+7.97%) Land $50,000 Building $107,200
2024	$2,022.00 (-23%)
2023	$2,626.00 (+262.21%)	$145,600 (+76.7%) Land $35,000 Building $110,600	$145,600 (+39.33%) Land $35,000 Building $110,600
2022	$725.00 Homeowner's exemption	$82,400	$104,500 Land $26,000 Building $78,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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