2405 Venice St, Duluth, MN 55810 Property Records

St. Louis County property record for 2405 Venice St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,128 sqft · built 2005
Lot Size	5.06 acres (220,414 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Mar 2016)
Tax Bill	$6,186 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-0240-00041`

Property Details

APN / Parcel Number

Primary APN	`185-0240-00041`
Alternative APN	`1006496`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,128 sqft Gross Area
1st Floor Area	1,064 sqft
Basement Area	798 sqft
Finished Basement	798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	220,414 sqft (5.06 acres)
Garage Area	1,536 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	210 sqft
Deck Area	214 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1006496
Street Address	2405 VENICE ST
City	DULUTH
State	MN
Zip	55810-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 OF E1/2 OF E1/2 OF NE1/4 OF NW1/4 SERIAL #
Legal Range	15W
Legal Township	49N
Legal Section	03
Legal Subdivision	PROCTOR LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	2
Census Block	2021
Census Tract	10302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2405 VENICE ST, DULUTH, MN 55810-2510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PORTFOLIO MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2016 · Amount on Record
Deed Sale	Mar 25, 2016 · Amount on Record
Deed Document Number	2016478076
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jul 16, 2026
Property Address	2405 VENICE ST, DULUTH, MN 55810-2510
Document Number	0001536488
Instrument Date	Jul 6, 2026
Instrument	20261536488
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 VENICE ST, DULUTH, MN 55810-2510

Mortgage

Document Number	0001536488,
Date	Jul 16, 2026
Instrument	20261536488

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2405 VENICE ST, DULUTH, MN 55810-2510
Document Number	00A1401916
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	CITIES TITLE SERVICES LLC, CITIES TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2405 VENICE ST PROCTOR MN 558102510, PROCTOR, MN 55810-2510

Mortgage

Document Number	00A1401916
Date	Jan 25, 2021
Instrument	A1401916

Lender

Name	AMERICAN PORTFOLIO MTG
Type	Mortgage Company
Address	PALATINE, IL 60074

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,186.00 (-12.7%) Homeowner's exemption
2025	$7,086.00 (+11.94%) Homeowner's exemption	$439,500 (-13.06%) Land $77,700 Building $361,800	$439,500 (-13.06%) Land $77,700 Building $361,800
2024	$6,330.00	$505,500 (+28.2%) Land $64,000 Building $441,500	$505,500 (+28.2%) Land $64,000 Building $441,500
2022		$394,300 Land $54,700 Building $339,600	$394,300 Land $54,700 Building $339,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber, T-Mobile.

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