2405 Upland Bend Dr, Temple, TX 76502 Property Records

Bell County property record for 2405 Upland Bend Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,626 sqft · built 2005
Lot Size	0.149 acres (6,500 sqft)
Owner	Owner Name on Record
Tax Bill	$2,677 (2023)
Deeds & Mortgages	Mar 2022 Second Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0138963030`

Property Details

APN / Parcel Number

Primary APN	`0138963030`
Alternative APNs	`318219` `748120`

Interior

Stories	1 Story
Building Area	1,626 sqft Living Area
1st Floor Area	1,626 sqft

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	114 sqft
Storage Building	50 sqft

Location & Zoning

Account Number	748120
Street Address	2405 UPLAND BEND DR
City	TEMPLE
State	TX
Zip	76502-5612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDCREST PHASE I, BLOCK 001, LOT 0020
Legal Subdivision	WINDCREST PHASE I
Legal Block	1
Legal Lot Number	20
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3015
Census Tract	20301

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	2405 UPLAND BEND DR, TEMPLE, TX 76502-5612
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXELL CU
Apr 24, 2020	Deed of Trust, Mortgage TEXELL CU
Jan 8, 2019	Deed of Trust, Mortgage TEXELL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 7, 2012
Transfer Doc	0000008818
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2405 UPLAND BEND DR, TEMPLE, TX 76502-5612
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014261
Date	Mar 4, 2022
Instrument	2022014261

Lender

Name	TEXELL CU
Type	Credit Union
Address	TEMPLE, TX 76501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2405 UPLAND BEND DR, TEMPLE, TX 76502-5612
Document Number	0000021957
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 UPLAND BEND DR TEMPLE TX 765025612, TEMPLE, TX 76502-5612

Mortgage

Document Number	0000021957
Date	May 8, 2020
Instrument	21957

Lender

Name	TEXELL CU
Address	TEMPLE, TX 76503

Agreement

Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2405 UPLAND BEND DR, TEMPLE, TX 76502-5612
Document Number	0000003223
Instrument Date	Jan 8, 2019
Transaction Type	Mortgage
Record Updated	Feb 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2405 UPLAND BEND DR TEMPLE TX 765025612, TEMPLE, TX 76502-5612

Mortgage

Document Number	0000003223
Date	Jan 28, 2019
Instrument	3223

Lender

Name	TEXELL CU
Address	TEMPLE, TX 76503

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 27, 2024

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,677.00 (-19.49%) Homeowner's exemption	$253,158 Land $30,000 Building $223,158	$253,158 Land $30,000 Building $223,158
2022	$3,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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