2405 Twin Oak Dr, Oxnard, CA 93036 Property Records

Ventura County property record for 2405 Twin Oak Dr, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,333 sqft · built 1992
Lot Size	0.185 acres (8,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Feb 2021)
Tax Bill	$10,028 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2021 Transfer + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`140-0-032-135`

Property Details

APN / Parcel Number

Primary APN	`140-0-032-135`
Alternative APN	`1390010445`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,333 sqft Living Area
1st Floor Area	1,190 sqft
2nd Floor Area	1,143 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	8,050 sqft (0.185 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	28 sqft
Patio Area	110 sqft

Location & Zoning

Street Address	2405 TWIN OAK DR
City	OXNARD
State	CA
Zip	93036-1591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT: 449200 LOT: 175 REF: 119MR 79
Legal Subdivision	4492
Legal Tract	449200
Legal Block	32
Legal Lot Number	175
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1001
Census Tract	3013

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2405 TWIN OAK DR, OXNARD, CA 93036-1591
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 9, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Feb 9, 2021	Grant Deed, Transfer · Conventional Mortgage DIGNIFIED HOME LOANS
Nov 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2021 · Amount on Record
Deed Sale	Feb 9, 2021 · Amount on Record
Prior Sale	Aug 22, 2014 · Amount on Record
Deed Document Number	202125930
Prior Transfer Date	Jan 21, 2021
Prior Transfer Doc	0000025929
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Jun 29, 2026
Property Address	2405 TWIN OAK DR, OXNARD, CA 93036-1591
Document Number	0000047467
Instrument Date	May 27, 2026
Instrument	202647467
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 TWIN OAK DR, OXNARD, CA 93036-1591

Mortgage

Document Number	0000047467,
Date	Jun 29, 2026
Instrument	202647467

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Feb 9, 2021
Property Address	2405 TWIN OAK DR, OXNARD, CA 93036-1591
Document Number	0000025929
Map Reference	MB 119 PG 79-90
Instrument Date	Jan 21, 2021
Instrument	20210209-00025929
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3042 SAPPHIRE AVE, SIMI VALLEY, CA 93063-2101

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 9, 2021
Property Address	2405 TWIN OAK DR, OXNARD, CA 93036-1591
Document Number	0000025930
Map Reference	MB 119 PG 79-90
Instrument Date	Jan 6, 2021
Instrument	20210209-00025930
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2405 TWIN OAK DR, OXNARD, CA 93036-1591

Mortgage

Document Number	0000025931
Date	Feb 9, 2021
Instrument	20210209-00025931

Lender

Name	DIGNIFIED HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 4, 2020
Property Address	2405 TWIN OAK DR, OXNARD, CA 93036-1591
Document Number	0000184936
Instrument Date	Sep 16, 2020
Instrument	184936
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	655 OAK GROVE AVE #781 MENLO PARK CA 940265006, 781, MENLO PARK, CA 94026-5006

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 4, 2020
Property Address	2405 TWIN OAK DR, OXNARD, CA 93036-1591
Document Number	0000184935
Instrument Date	Apr 16, 2020
Instrument	184935
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2759 MADERA DR PASADENA CA 911071823, PASADENA, CA 91107-1823

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$850,141 (+2%) Land $552,594 Building $297,547
2025	$10,028.00 (+2.19%)	$833,472 (+4.04%) Land $541,759 Building $291,713
2024	$9,813.00 (+3.73%)
2023	$9,460.00 (+2.95%)	$801,108 Land $520,721 Building $280,387
2022	$9,189.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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