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2405 Turner Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 2405 Turner Ave, Schenectady, NY 12306

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 2,562 sqft · built 1950
Lot Size0.206 acres (9,000 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Feb 2022)
Tax Bill$8,677 (2026)
Deeds & MortgagesFeb 2022 Sale & Mortgage
May 2018 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN421500 48.50-2-15

Property Details

APN / Parcel Number

Primary APN421500 48.50-2-15
Alternative APN
  • 150004805000020150000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,562 sqft Total Area
1st Floor Area1,464 sqft
Upper Floors Area1,098 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area9,000 sqft (0.206 acres)
Lot Dimensions150 ft deep x 60 ft wide
Garage TypeDetached
Garage Area529 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area296 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2405 TURNER AVE
CitySCHENECTADY
StateNY
Zip12306
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 BRICK AND GARAGE
Legal Block2
Legal Lot Number15.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3000
Census Tract21200

Owner

2405 Turner Ave, a duplex, is owned by an individual who bought it in February 2022.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address757 CYNTHIA DR, EAST MEADOW, NY 11554-4921
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2022Deed, Transfer · Conventional Mortgage
TD BANK NA
May 16, 2018Grant Deed, Transfer
FIDELITY NATIONAL TITLE
Aug 30, 2017Trustee's Deed, Foreclosure
WEB TITLE
Mar 18, 2013Loan Modification, Mortgage
SPECIALIZED LN SERVICING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2022 · Amount on File
Deed SaleFeb 4, 2022 · Amount on File
Prior SaleMay 16, 2018 · Amount on File
Deed Document Number20226210
Deed Book / Page2078 / 304
Prior Transfer DateJul 31, 2017
Prior Transfer Doc0000039387
Record UpdatedOct 29, 2026

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateFeb 4, 2022
Property Address2405 TURNER AVE, SCHENECTADY, NY 12306
Document Number0000006210
Book / Page2078 / 304
Instrument DateJan 28, 2022
Instrument202206210
Transaction TypeTransfer
Record UpdatedFeb 23, 2022
Title CompanyNEW REALTOR ABSTRACT LLC, NEW YORK ABSTRACT LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address385 WARD AVE, 385, SCHENECTADY, NY 12304-1438

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 BALINT DR APT 346, 346, YONKERS, NY 10710-3933

Mortgage

Document Number0000006211
DateFeb 4, 2022
Instrument202206211
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateMay 16, 2018
Property Address2405 TURNER AVE, SCHENECTADY, NY 12306
Document Number0000021031
Book / Page001987 / 000402
Instrument DateApr 30, 2018
Instrument21031
Transaction TypeTransfer
Record UpdatedJun 1, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
Tax$320.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address385 WARD AVE SCHENECTADY NY 123041438, SCHENECTADY, NY 12304-1438

August 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateAug 30, 2017
Property Address2405 TURNER AVE, SCHENECTADY, NY 12306
Document Number0000039387
Book / Page001970 / 000164
Instrument DateJul 31, 2017
Instrument39387
Transaction TypeForeclosure
Record UpdatedSep 19, 2017
Title CompanyWEB TITLE

Transaction

AmountAmount on Record
Tax$851.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8742 LUCENT BLVD #300 HIGHLANDS RANCH CO 801292386, 300, HIGHLANDS RANCH, CO 80129-2386

March 2013: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address2405 TURNER AVE, SCHENECTADY, NY 12306
Document Number0000005113
Book / Page004740 / 000062
Instrument DateMar 18, 2013
Transaction TypeMortgage
Record UpdatedFeb 14, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address268 ELEVENTH ST SCHENECTADY NY 123063208, SCHENECTADY, NY 12306-3208

Mortgage

Document Number0000005113
DateFeb 1, 2017
Book Page004740/000062
Instrument5113
Lender
NameSPECIALIZED LN SERVICING
TypeFunding / Finance Company
AddressATLANTA, GA 30348-5219
Agreement
AmountAmount on Record
Term432 Months
DueJan 31, 2053
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

The 2026 property tax bill for 2405 Turner Ave was $8,677, up 2.5% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,677.00 (+2.53%)
2025$8,463.00$159,000 Land $23,900 Building $135,100$263,289 Land $39,576 Building $223,713
2023$159,000 (-) Land $23,900 Building $135,100$201,266 (+3.8%) Land $30,253 Building $171,013
2022$159,000 Land $23,900 Building $135,100$193,902 Land $29,146 Building $164,756
2021$8,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2405 Turner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2405 Turner Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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