2405 Trinity Dr, Middletown, OH 45044 Property Records

Warren County property record for 2405 Trinity Dr, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 1978
Lot Size	0.328 acres (14,303 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,300 (Mar 2022)
Tax Bill	$2,335 (2025)
Deeds & Mortgages	Aug 2022 Mortgage May 2022 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-02-328-001-0`

Property Details

APN / Parcel Number

Primary APN	`07-02-328-001-0`
Alternative APNs	`0702328001` `702328001` `5322286`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,402 sqft Living Area
Gross Area	1,802 sqft
1st Floor Area	1,402 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	14,303 sqft (0.328 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	5322286
Street Address	2405 TRINITY DR
City	MIDDLETOWN
State	OH
Zip	45044-8825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	STONEWALL LOT 39
Legal Subdivision	STONEWALL
Legal Block	286
Legal Lot Number	39
Jurisdiction	WARREN OH
Township / Civil Division	TURTLECREEK
Census Block Group	1
Census Block	1034
Census Tract	31602

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2387 JOSHUA CIR, MIDDLETOWN, OH 45044-8831
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
May 12, 2022	Deed, Foreclosure
Jun 8, 2022	Re-recorded Document
Mar 28, 2022	Sheriff's Deed, Foreclosure
May 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2022 · Amount on Record
Deed Sale	Mar 28, 2022 · Amount on Record
Prior Sale	May 25, 2018 · Amount on Record
Deed Document Number	202210523
Last Transfer Date	May 9, 2022
Transfer Doc	0000019180
Record Updated	Sep 20, 2026

August 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Aug 11, 2022
Property Address	2405 TRINITY DR, MIDDLETOWN, OH 45044-8825
Document Number	0000025918
Map Reference	MB 9 PG 27
Instrument Date	Jul 14, 2022
Instrument	2022-025918
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 TRINITY DR, MIDDLETOWN, OH 45044-8825

Mortgage

Document Number	0000025919
Date	Aug 11, 2022
Instrument	2022-025919

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

May 2022: Deed, Foreclosure

Document Type	Deed
Jurisdiction	WARREN OH
Recording Date	May 12, 2022
Property Address	2405 TRINITY DR, MIDDLETOWN, OH 45044-8825
Document Number	0000016189
Map Reference	MB 9 PG 27
Instrument Date	May 9, 2022
Instrument	2022-016189
Transaction Type	Foreclosure
Record Updated	May 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE # 760W, 760W, NASHVILLE, TN 37203-1042
Mail Care Of	LOAN GUARANTY SERVICE

June 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WARREN OH
Recording Date	Jun 8, 2022
Property Address	2405 TRINITY DR, MIDDLETOWN, OH 45044-8825
Document Number	0000019180
Map Reference	MB 9 PG 27
Instrument Date	May 9, 2022
Instrument	2022-019180
Record Updated	Jun 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

March 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	WARREN OH
Recording Date	Mar 28, 2022
Property Address	2405 TRINITY DR, MIDDLETOWN, OH 45044-8825
Document Number	0000010523
Map Reference	MB 9 PG 27
Instrument Date	Mar 8, 2022
Instrument	2022-010523
Transaction Type	Foreclosure
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	May 25, 2018
Property Address	2405 TRINITY DR, MIDDLETOWN, OH 45044-8825
Document Number	0000014716
Map Reference	PB 9 PG 27
Instrument Date	May 18, 2018
Instrument	2018-014716
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Tax	$414.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 TRINITY DR, MIDDLETOWN, OH 45044-8825
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Turtlecreek Township
Unified School District	Lebanon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,335.00 (-2.34%)	$58,600 (+34.88%) Land $17,500 Building $41,100	$167,440 (+34.89%) Land $50,000 Building $117,440
2024	$2,391.00 (+21.74%)
2023	$1,964.00 (+4.58%)	$43,446 (-) Land $9,888 Building $33,558
2022	$1,878.00	$43,446 Land $9,888 Building $33,558	$124,130 (-) Land $28,250 Building $95,880
2021			$124,130 Land $28,250 Building $95,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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