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2405 Terrace Ave, Midland, TX 79705 Property Records

Midland County property record for 2405 Terrace Ave, Midland, TX 79705 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,406 sqft · built 1959
Lot Size0.256 acres (11,151 sqft)
OwnerIndividual Name on File
Last Sale$303,700 (Aug 2018)
Tax Bill$6,053 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Oct 2021 Mortgage
+ 1 more
APNR000019746

Property Details

APN / Parcel Number

Primary APNR000019746
Alternative APNs
  • 00036210.002.0120
  • 362100020120

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,406 sqft Living Area
1st Floor Area2,406 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area11,151 sqft (0.256 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Storage Building460 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2405 TERRACE AVE
CityMIDLAND
StateTX
Zip79705-7322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACRES: 0.256 BLK: 002 LOT: 012 ADDN: FANNIN TERRACE
Legal SubdivisionFANNIN TERRACE
Legal Block2
Legal Lot Number12
JurisdictionMIDLAND TX
Township / Civil DivisionMIDLAND
Census Block Group1
Census Block1022
Census Tract303

Owner

Source: Midland County records · APN R000019746

Assessment roll updated October 28, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2405 TERRACE AVE, MIDLAND, TX 79705-7322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Line of Credit
SIMPLIFILE
Oct 06, 2021Deed of Trust, Mortgage · FHA Mortgage
MID-AMERICAN MORTGAGE INC
Aug 10, 2018Warranty Deed, Transfer · FHA Mortgage
BAY EQUITY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 10, 2018 · Amount on Record
Deed SaleAug 10, 2018 · Amount on Record
Prior SaleDec 01, 2016 · Amount on Record
Deed Document Number201823079
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND TX
Recording DateMay 26, 2026
Property Address2405 TERRACE AVE, MIDLAND, TX 79705-7322
Document Number0000017220
Instrument DateMay 05, 2026
Instrument202617220
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2405 TERRACE AVE, MIDLAND, TX 79705-7322

Mortgage

Document Number0000017220,
DateMay 26, 2026
Instrument202617220
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.37%
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND TX
Property Address2405 TERRACE AVE, MIDLAND, TX 79705-7322
Transaction TypeMortgage
Record UpdatedApr 04, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2405 TERRACE AVE, MIDLAND, TX 79705-7322

Mortgage

Document Number0000001094
DateOct 06, 2021
Instrument2021-31094
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term323 Months
DueSep 01, 2048

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND TX
Recording DateAug 10, 2018
Property Address2405 TERRACE AVE, MIDLAND, TX 79705-7322
Document Number0000023079
Instrument DateAug 08, 2018
Instrument23079
Transaction TypeTransfer
Record UpdatedSep 26, 2018
Title CompanyLONE STAR ABSTRACT AND TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2405 TERRACE AVE MIDLAND TX 797057322, MIDLAND, TX 79705-7322

Mortgage

Document Number23080
DateAug 10, 2018
Instrument23080
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 09, 2048

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated October 28, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,053.00 (+22.6%) Homeowner's exemption$398,600 (-0.06%) Land $25,060 Building $373,540$398,600 (-0.06%) Land $25,060 Building $373,540
2024$4,937.00 (+4.27%)
2023$4,735.00 Homeowner's exemption$398,820 Land $25,060 Building $373,760$398,820 Land $25,060 Building $373,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483290003031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 112 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies112 in force
Nearby Flood Claims2 (2005–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2010, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 520 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Radiate HoldingsCable1,500 / 50
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, AMG Technology Investment Group, Net Ops Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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