2405 Talavera Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 2405 Talavera Dr, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,713 sqft · built 1979
Lot Size	0.116 acres (5,060 sqft)
Owner	2 Individual Names on File
Last Sale	$1,148,000 (Aug 2022)
Tax Bill	$14,334 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`209-521-051`

Property Details

APN / Parcel Number

Primary APN	`209-521-051`
Alternative APN	`209-521-051-0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,713 sqft Living Area
Gross Area	2,150 sqft
1st Floor Area	1,713 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	5,060 sqft (0.116 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2405 TALAVERA DR
City	SAN RAMON
State	CA
Zip	94583-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T05217 L0334 B
Legal Subdivision	SUBDIVISION 5217
Legal Tract	05217
Legal Lot Number	334
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1008
Census Tract	345116

Owner

2405 Talavera Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2405 TALAVERA DR, SAN RAMON, CA 94583-2225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 26, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 23, 2022	Intrafamily Transfer, Transfer
Oct 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on File
Deed Sale	Aug 26, 2022 · Amount on File
Deed Document Number	2022132460
Prior Transfer Date	Jun 29, 2022
Prior Transfer Doc	0000129733
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2405 TALAVERA DR, SAN RAMON, CA 94583-2225
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TTL CO PLEASANT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000173244
Date	Aug 17, 2020
Instrument	2020-173244

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 26, 2022
Property Address	2405 TALAVERA DR, SAN RAMON, CA 94583-2225
Document Number	0000132460
Map Reference	MB 216 PG 1
Instrument Date	Aug 22, 2022
Instrument	2022-132460
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2405 TALAVERA DR, SAN RAMON, CA 94583-2225

Mortgage

Document Number	0000132461
Date	Aug 26, 2022
Instrument	2022-132461

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	9.75%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 23, 2022
Property Address	2405 TALAVERA DR, SAN RAMON, CA 94583-2225
Document Number	0000129733
Map Reference	MB 216 PG 1
Instrument Date	Jun 29, 2022
Instrument	2022-129733
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 TALAVERA DR, SAN RAMON, CA 94583-2225

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 15, 2020
Property Address	2405 TALAVERA DR, SAN RAMON, CA 94583-2225
Document Number	0000239197
Instrument Date	Aug 28, 2020
Instrument	239197
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2405 TALAVERA DR SAN RAMON CA 945832225, SAN RAMON, CA 94583-2225

Tax Assessment & Valuation

The 2025 property tax bill for 2405 Talavera Dr was $14,334.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,249,478 (+2%) Land $1,061,208 Building $188,270
2025	$14,334.00	$1,224,979 Land $1,040,400 Building $184,579
2023	$13,498.00 (+166.76%)	$1,148,000 Land $1,000,000 Building $148,000
2022	$5,060.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2405 Talavera Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2405 Talavera Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

Nearby Properties on Talavera Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures