2405 Sunset Dr, Ontario, OR 97914 Property Records

Malheur County property record for 2405 Sunset Dr, Ontario, OR 97914

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,452 sqft · built 1956
Lot Size	2.58 acres (112,385 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (May 2012)
Tax Bill	$3,217 (2025)
Deeds & Mortgages	Jun 2022 Reverse Mortgage Feb 2022 Reverse Mortgage
APN	`18S4717A 4400`

Property Details

APN / Parcel Number

Primary APN	`18S4717A 4400`
Alternative APNs	`18S4717A 04400` `008540` `8540`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft
Safe Room	Safe Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	112,385 sqft (2.58 acres)
Garage Type	Attached

Location & Zoning

Account Number	8540
Street Address	2405 SUNSET DR
City	ONTARIO
State	OR
Zip	97914-4146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-RR
Legal Subdivision	PARTITON PLAT NO 99-9
Jurisdiction	MALHEUR OR
Township / Civil Division	ONTARIO
Census Block Group	5
Census Block	5012
Census Tract	970300

Owner

2405 Sunset Dr is owned and occupied by two individuals who acquired it in January 2022.

Source: Malheur County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2405 SUNSET DR, ONTARIO, OR 97914-4146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Feb 7, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2012 · Amount on File
Deed Sale	May 8, 2012 · Amount on File
Prior Sale	May 8, 2012 · Amount on File
Deed Document Number	2012_1666
Last Transfer Date	Jan 31, 2022
Transfer Doc	0020220548
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALHEUR OR
Property Address	2405 SUNSET DR, ONTARIO, OR 97914-4146
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 SUNSET DR, ONTARIO, OR 97914-4146

Mortgage

Document Number	0020222774
Date	Jun 6, 2022
Instrument	2022-2774

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	853 Months
Due	Jul 11, 2093

Interest

Rate Type	Adjustable Rate
Rate	3.02%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.02%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MALHEUR OR
Recording Date	Feb 7, 2022
Property Address	2405 SUNSET DR, ONTARIO, OR 97914-4146
Document Number	0020220548
Map Reference	DOC 99-3295
Instrument Date	Jan 31, 2022
Instrument	2022-0548
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2405 SUNSET DR, ONTARIO, OR 97914-4146

Mortgage

Document Number	0020220549
Date	Feb 7, 2022
Instrument	2022-0549

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	857 Months
Due	Jul 11, 2093

Interest

Rate Type	Adjustable Rate
Rate	3.02%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.02%

Tax Assessment & Valuation

The 2025 property tax bill for 2405 Sunset Dr was $3,217, up 3.5% from the year before.

Source: Malheur County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Malheur County
Unified School District	Ontario School District 8 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,217.00 (+3.47%)	$238,086 (+3%) Land $55,105 Building $182,981	$376,790 (-1.23%) Land $86,530 Building $290,260
2024	$3,109.00 (+1.47%)	$231,152 (+3%) Land $51,175 Building $179,977	$381,470 (-16.3%) Land $88,290 Building $293,180
2023	$3,064.00 (+2.17%)	$224,420 (+3%) Land $45,530 Building $178,890	$455,760 (+31.04%) Land $100,900 Building $354,860
2022	$2,999.00	$217,884 Land $47,140 Building $170,744	$347,800 Land $70,560 Building $277,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2405 Sunset Dr; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2405 Sunset Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.7% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Anthem Broadband Fixed Wireless	100 / 25

May also be available: Verizon.

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