2405 Summer Tree Rd E, Jacksonville, FL 32246 Property Records

Duval County property record for 2405 Summer Tree Rd E, Jacksonville, FL 32246

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,976 sqft · built 1980
Lot Size0.388 acres (16,910 sqft)
OwnerIndividual Name on Record
Last Sale$80,150 (Nov 2012)
Tax Bill$2,928 (2025)
Deeds & MortgagesDec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN165289-0356

Property Details

APN / Parcel Number

Primary APN165289-0356

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,976 sqft Living Area
Gross Area3,088 sqft
1st Floor Area1,688 sqft
Upper Floors Area288 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,910 sqft (0.388 acres)
Lot Dimensions155 ft deep x 110 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchScreened Porch
Porch Area192 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2405 SUMMER TREE RD E
CityJACKSONVILLE
StateFL
Zip32246-2447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description36-86 29-2S-28E SUMMER TREES UNIT 2 LOT 58
Legal Range28E
Legal Township02S
Legal Section29
Legal SubdivisionSUMMER TREES UNIT 02
Legal Lot Number58
Legal Unit2
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group2
Census Block2010
Census Tract14338

Owner

Source: Duval County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2405 SUMMER TREE RD E, JACKSONVILLE, FL 32246-2447
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2012 · Amount on Record
Deed SaleNov 15, 2012 · Amount on Record
Prior SaleFeb 17, 2012
Deed Document Number2012257613
Deed Book / Page16145 / 1767
Prior Transfer DateJun 21, 2004
Prior Transfer Doc0000210286
Record UpdatedSep 20, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address2405 SUMMER TREE RD E, JACKSONVILLE, FL 32246-2447
Transaction TypeMortgage
Record UpdatedJun 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0186292144
DateDec 17, 2018
Book Page18629/2144
Instrument2018293234
Lender
Name121 FINANCIAL CU
TypeCredit Union
AddressJACKSONVILLE, FL 32203
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 16, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$188,193 (+2.7%)$345,249 (+2.46%) Land $110,884 Building $234,365
2025$2,928.00 (+8.93%) Homeowner's exemption$183,246 (+5.99%)$336,973 (+3.8%) Land $95,000 Building $241,973
2024$2,688.00 (+3.03%)
2023$2,609.00 (+13.39%) Homeowner's exemption$172,896 (+5%)$324,625 (+6.76%) Land $70,000 Building $254,625
2022$2,301.00 Homeowner's exemption$164,661$304,077 Land $65,000 Building $239,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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