2405 Summer Trail Dr, Denton, TX 76209 Property Records

Denton County property record for 2405 Summer Trail Dr, Denton, TX 76209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 2016
Lot Size	0.17 acres (7,391 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,800 (Jul 2018)
Tax Bill	$2,031 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R648951`

Property Details

APN / Parcel Number

Primary APN	`R648951`
Alternative APNs	`SD4389A-000000A-0000-0013-0000` `999172`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,381 sqft
1st Floor Area	1,960 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,391 sqft (0.17 acres)
Garage Type	Attached
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2405 SUMMER TRAIL DR
City	DENTON
State	TX
Zip	76209-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER OAKS ADDITION BLK A LOT 13
Legal Subdivision	SUMMER OAKS ADDITION
Legal Block	A
Legal Lot Number	13
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	2
Census Block	2012
Census Tract	20604

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2405 SUMMER TRAIL DR, DENTON, TX 76209-1415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Jul 11, 2018	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC
Jun 9, 2017	Deed of Trust, Mortgage · FHA Mortgage NEW PENN FIN'L LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Prior Sale	May 25, 2016 · Amount on Record
Deed Document Number	201880879
Prior Transfer Date	Jul 10, 2018
Prior Transfer Doc	0000080879
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	2405 SUMMER TRAIL DR, DENTON, TX 76209-1415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EDWARDS ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000173541
Date	Oct 28, 2020
Instrument	2020-173541

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Jul 11, 2018
Property Address	2405 SUMMER TRAIL DR, DENTON, TX 76209-1415
Document Number	0000080879
Map Reference	DOC2014-154
Instrument Date	Jul 10, 2018
Instrument	2018-080879
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77759 LUMBER CREEK BLVD, 77759, YULEE, FL 32097-3831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 SUMMER TRAIL DR, DENTON, TX 76209-1415

Mortgage

Document Number	0000080880
Date	Jul 11, 2018
Instrument	2018-080880

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	2405 SUMMER TRAIL DR, DENTON, TX 76209-1415
Document Number	0000072705
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2405 SUMMER TRAIL DR DENTON TX 762091415, DENTON, TX 76209-1415

Mortgage

Document Number	0000072705
Date	Jun 19, 2017
Instrument	72705

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,083 (-15.62%) Land $73,910 Building $254,173	$328,083 (-15.62%) Land $73,910 Building $254,173
2025	$2,031.00 (-34.95%)
2023	$3,122.00 (-32.03%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$388,837 Land $77,283 Building $311,554	$388,837 Land $77,283 Building $311,554
2022	$4,593.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ElektraFi, Hotwire Communications, Nextlink.

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