2405 Stone Mountain Rd, Vilas, NC 28692 Property Records

Watauga County property record for 2405 Stone Mountain Rd, Vilas, NC 28692

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,536 sqft · built 1975
Lot Size5 acres (217,800 sqft)
OwnerTrust Name on File
Last Sale$175,000 (Dec 2013)
Tax Bill$1,242 (2025)
Deeds & MortgagesSep 2019 Transfer
May 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN1954-34-6418-000

Property Details

APN / Parcel Number

Primary APN1954-34-6418-000
Alternative APN
  • 1799367

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,536 sqft Living Area
1st Floor Area768 sqft
Basement Area768 sqft
Finished Basement768 sqft
Unfinished Basement768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional
Exterior MaterialBrick
Foundation TypeFooting
Roof MaterialMetal
Lot Area217,800 sqft (5 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
PorchPorch
Porch Area256 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1799367
Street Address2405 STONE MOUNTAIN RD
CityVILAS
StateNC
Zip28692-9473
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOFF S R #1207
Legal SubdivisionOFF S R
JurisdictionWATAUGA NC
Township / Civil DivisionBEAVERDAM
Census Block Group2
Census Block2004
Census Tract920200

Owner

2405 Stone Mountain Rd is owner-occupied and held in a trust since December 2013.

Source: Watauga County records, as of October 13, 2026

Owner of RecordTrust Name on File
Mailing Address2405 STONE MOUNTAIN RD, VILAS, NC 28692-9473
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
May 17, 2019Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2013 · Amount on File
Deed SaleDec 30, 2013 · Amount on File
Deed Document Number2013623539
Deed Book / Page1737 / 483
Record UpdatedOct 29, 2026

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATAUGA NC
Recording DateSep 3, 2019
Property Address2405 STONE MOUNTAIN RD, VILAS, NC 28692-9473
Document Number0020460074
Book / Page002046 / 000074
Instrument DateAug 26, 2019
Instrument682190
Transaction TypeTransfer
Record UpdatedSep 13, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2405 STONE MOUNTAIN RD VILAS NC 286929473, VILAS, NC 28692-9473

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address2405 STONE MOUNTAIN RD, VILAS, NC 28692-9473
Document Number0020300871
Instrument DateMay 17, 2019
Transaction TypeMortgage
Record UpdatedJun 13, 2019
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2405 STONE MOUNTAIN RD VILAS NC 286929473, VILAS, NC 28692-9473

Mortgage

Document Number0020300871
DateJun 3, 2019
Book Page002030/000871
Instrument679467
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2405 Stone Mountain Rd was $1,242.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$306,400 (-) Land $45,000 Building $261,400
2025$1,242.00$306,400 Land $45,000 Building $261,400
2024$306,400 Land $45,000 Building $261,400
2023$306,400 Land $45,000 Building $261,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2405 Stone Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2405 Stone Mountain Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 65% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Stone Mountain Rd

Nearby Streets

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