Durham County property record for 2405 Stephenson St, Durham, NC 27704
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,500 sqft · built 1949 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Mar 2023) |
| Tax Bill | $2,581 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0832-46-5817 |
| Primary APN | 0832-46-5817 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Heated Area |
| 1st Floor Area | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 2405 STEPHENSON ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27704-4535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-5 |
| Legal Description | SOUTHERN CONST CO/LT#08 PL:000022-000014 |
| Legal Subdivision | SOUTHERN CONST CO |
| Legal Lot Number | 8 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 101 |
2405 Stephenson St is owned and occupied by an individual who bought it in March 2023.
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2405 STEPHENSON ST, DURHAM, NC 27704-4535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage JEFFREY MATTHEWS |
| Mar 15, 2023 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2023 · Amount on File |
| Deed Sale | Mar 21, 2023 · Amount on File |
| Prior Sale | Nov 29, 2006 · Amount on File |
| Deed Document Number | 202355582 |
| Deed Book / Page | 9882 / 466 |
| Prior Transfer Date | Nov 28, 2006 |
| Prior Transfer Doc | 0054320932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Mar 21, 2023 |
| Property Address | 2405 STEPHENSON ST, DURHAM, NC 27704-4535 |
| Document Number | 0098820466 |
| Book / Page | 9882 / 466 |
| Map Reference | MB 22 PG 14 |
| Instrument Date | Mar 20, 2023 |
| Instrument | 2023055582 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5819 BRISBANE DR, CHAPEL HILL, NC 27514-9614 |
| Name | Verified Name |
|---|---|
| Address | 2405 STEPHENSON ST, DURHAM, NC 27704-4535 |
| Document Number | 2023055583 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 2023055583 |
| Name | JEFFREY MATTHEWS |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Mar 15, 2023 |
| Property Address | 2405 STEPHENSON ST, DURHAM, NC 27704-4535 |
| Document Number | 0098790453 |
| Book / Page | 9879 / 453 |
| Map Reference | MB 22 PG 14 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 2023055026 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6555 EXCELLENCE WAY, PLANO, TX 75023-1202 |
| Name | Verified Name |
|---|---|
| Address | 5819 BRISBANE DR, CHAPEL HILL, NC 27514-9614 |
The 2026 property tax bill for 2405 Stephenson St was $2,581, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,581.00 (+2.5%) | $254,023 (-) Land $87,750 Building $166,273 | $254,023 (-) Land $87,750 Building $166,273 |
| 2025 | $2,518.00 | $254,023 Land $87,750 Building $166,273 | $254,023 Land $87,750 Building $166,273 |
| 2023 | $2,134.00 (+2.35%) | $162,929 Land $29,150 Building $133,779 | $162,929 Land $29,150 Building $133,779 |
| 2022 | $2,085.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2405 Stephenson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Mar 1993 · Severe Snowfall & Winter Storm |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2405 Stephenson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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